Bengaluru, Karnataka, India
CRED leverages my expertise in backend development and regulatory onboarding solutions as a Software Engineer II. Recent contributions include leading the end-to-end onboarding flow for the CRED Money app, optimizing regulatory modules like KRA and e-sign, and implementing configurable orchestration logic to streamline engineering processes and accelerate go-to-market timelines. My work on dynamic onboarding components and PPI audit readiness has ensured compliance and improved customer experiences. Graduated in 2023 with a BTech in Computer Science from IIIT Lucknow, I bring a focused approach to modular KYC, vendor-agnostic integrations, and scalable solutions. Recognized for driving compliant onboarding for over 1M users and improving funnel conversion rates, I thrive on developing innovative, regulatory-compliant systems. Proficient in tools like AWS Step Functions, Kafka, and Amazon Web Services, I aim to empower organizations through collaboration and impactful backend engineering.
- Leading end-to-end onboarding flow for the new CRED Money app, including solutioning of regulatory modules (KRA, e-sign), and implementation of configurable orchestration logic to reduce engineering overhead and accelerate go-to-market. - Developed dynamic onboarding components to capture user profile data and trigger new app-dependent features based on versioning; contributed to success in external PPI audits. - Optimized onboarding journey time for PPI by re-using the user's OVD details within 72 hours
- Drove modular KYC development across multiple journeys for products like PPI and CBDC Wallet, including liveliness detection, face match, and PAN verification, CKYC helping scale compliant onboarding to over 1M+ users and increasing funnel conversion from 55% to 75%. - Designed and implemented vendor-agnostic Video KYC webhook and fallback sync flows, using gRPC APIs and Kafka-based eventing to ensure reliable status tracking and seamless user onboarding. - Built regulatory-compliant OCR and address validation flows to ensure CKYC document quality and verify customer addresses against bureau and ITR data; enabled compliant onboarding for lending product.
- Built a multi-provider service to support multiple vendor integrations for different KYC & onboarding flows - Designed and implemented a generic error mapping layer to standardise error codes provided by the vendors