Kingston, Ontario, Canada
Many employers are struggling with rising benefits costs, renewal surprises, and plans that no longer fit their teams. I help businesses in Kingston and surrounding areas build smarter group benefits and retirement programs that support both employers and employees. As an independent advisor with Michael R. Smith & Associates Inc., I work with business owners, HR leaders, and finance teams to design plans that balance cost, coverage, and long-term sustainability — without losing the personal, local support employers value. I typically work with: - Growing businesses of 10-150 employees - Family-owned companies planning for the future - Organizations that are frustrated with renewal volatility, while wanting to build stronger employee retention strategies
Michael R. Smith & Associates Inc. Life Insurance & Investments was founded in 1996 by Mike Smith. Our company provides financial solutions and planning for clients with a variety of both personal and business needs. In this time, we have developed partnerships with many of Canada’s leading Life Insurance and Investment companies. This gives us the ability to provide insurance products and financial solutions for any individual, family, business, or group. Among our product offerings are Life, Mortgage, Disability, Critical Illness, and Long-Term Care Insurance as well as Group Benefits. On the investment side, we offer Retirement Savings and Income Plans, Tax Free Savings Accounts, Registered Education Savings Plans, and Group Retirement Savings Plans. We have also established professional partnerships providing services in the areas of Mortgages and Banking Solutions. As a small multi-faceted company we have the flexibility and dedication to provide all of our existing and prospective clients with long-term quality service from a familiar face. This allows us to do things properly for our clients and position ourselves to continue on a successful path well into the future. As an independently owned and operated Life Insurance and Investment Broker we are proud to be located in Kingston Ontario yet fortunate to offer products and services from major Life Insurance and Investment carriers across Canada. We feel this benefits our clients by having the ability to provide them with the best products to serve their individual needs. We feel fortunate to have been able to develop so many strong and successful relationships with both families and businesses in our area over the last number of years. We look forward to continuing these relationships and having the opportunity to serve many more families and businesses in the Eastern Ontario Region for many years to come.