Nairobi County, Kenya
A professional banker with 20 years experience in Retail Banking, Commercial Banking, Property Finance, Financial and Risk Management. A Certified Retail Banker with Chartered Certified Accountancy Qualifications. Fully Computer Literate. Has experience working at home and abroad. Good at Managing multicultural and multi-disciplinary teams. Knowledgeable in global financial markets and has grasp of global regulatory issues. Trained Coach accredited by the Academy of Executive Coaching.
Responsible for the overall direction and administration of business programs, products and services provided by the bank including (but not limited to) the financial performance, credit quality, business development, operational excellence, regulatory compliance, product penetration, excellence in customer experience and risk management.
Providing leadership to the Credit team. Responsible for developing and implementing Strategy, Policies and Procedures that promote efficient and effective risk and control environment and protects the credit portfolio. Also ensuring provision of MIS for measurement, reporting, monitoring, limiting and analysis of risk while ensuring compliance to regulatory requirements and prudential guidelines
Review, and sanction Applications which are above Country Mandate from Africa Regions. Monitor Performance of Credit Portfolios ensuring Risk Appetite Breaches are resolved or escalated as appropriate.
1.To assist Personal and Business Banking in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof. 2.To assume full responsibility and accountability of the retail lending portfolio, including developing and implementation of Credit Capabilities, Local Credit Procedures and all other governance processes, reporting to the Credit Risk Management Committee, Board Credit Committee and the Central Bank of Tanzania Limited.
The delivery of a professional service to the Business Banking Segment (consisting of Commercial Banking, Agriculture, SME and International Development Group), by managing the end to end Credit Cycle relating to Business Banking Credit including Origination, Evaluation, Account Management, Collateral and Reporting
Analyze, review and approve Credit Applications upto a defined delegated authority mandate. Recommend the ones above DA to the next level. Manage a team of 6 Credit Analysts across Personal and Business Banking.