Peter Gruber

Experienced credit risk and rating professional with a proven track record in the international financial industry.

Munich, Bavaria, Germany

About

Experience

  • Lecturer at International School of Management, Germany
    Sep 2025 - Present · 10 mos

    Teaching Modules: Corporate Rating, Financial Accounting (IFRS, HGB), Group Consolidation, Corporate Portfolio Management

  • Persönliche Zielverfolgung at Career Break
    Apr 2023 - Aug 2025 · 2 yrs 5 mos

    Since the beginning of my professional career, I have worked exclusively in the financial services industry. My areas of expertise include credit risk management and credit assessment (credit rating). I have gained in-depth experience in the credit assessment of corporates, renewable energy projects, and infrastructure project financing, as well as leveraged finance transactions. In addition, I possess profound knowledge of international accounting standards and balance sheet and cash-flow analysis.

  • Head of Risk Rating EMEA and Asia/Australia at Siemens Bank GmbH
    Dec 2003 - Mar 2023 · 19 yrs 4 mos

    Credit analysis of SFS' global customer base active in a broad range of industries, including rating assessment and giving recommendations to the business area's risk management regarding the structuring of the requested financing. Rating Authority: EUR 60 million. Development of rating methodologies for corporates, project financing, and leveraged finance transactions. Development and implementation of balance sheet analysis tools. Digitalization of the rating process. Personnel responsibility: two teams with respective team leaders and fourteen credit analysts.

  • Siemens Financial Services GmbH (Munich, Bavaria, Germany · On-site)
    • Head of Credit ESF Region South-East
      Sep 2001 - Nov 2003 · 2 yrs 3 mos

      Head of Credit of the Business Segment Equipment and Sales Financing (ESF), Regions Southern Europe and Eastern Europe. Personell responsibility: four credit analysts in Munich and Heads of Credit of the SFS companies in the Regions South and East.

    • Senior Credit Risk Analyst
      Oct 1998 - Aug 2001 · 2 yrs 11 mos

      Credit analysis of international companies and structured financings.

  • Credit Expert at Deutsche Bank
    Jul 1996 - Sep 1998 · 2 yrs 3 mos

    Credit risk audits in the international offices of the Deutsche Bank Group with regional focus on Asia and Spain.