Peter Bay

Banking Professional

Darien, Connecticut, United States

About

Senior Credit Analyst/ Risk Analyst with a Commercial Bank or Leasing Company 20+ Years of Credit experience, MBA

Experience

  • AVP- Senior Credit Analyst at Bankwell
    Oct 2014 - Present · 11 yrs 9 mos

    Analyst for Commercial Real Estate transactions

  • People's Capital and Leasing Corp. (3 yrs 4 mos)
    • Senior Portfolio Analyst
      Dec 2013 - Sep 2014 · 10 mos

      Responsible for review of portfolio of approx. 85 credits- (transactions >$1.0MM). Communicate with Senior Management - All upgrades and downgrades to Portfolio Monitor Portfolio for transfer to workout Ad hoc assignments (e.g. assignment and assumptions, consent & waivers, delinquency calls).

    • Senior Credit Underwriter
      Jun 2011 - Nov 2013 · 2 yrs 6 mos

      Senior Credit Underwriter of various Companies, deal size ranges from $350M to $3.5MM Specializing in lease finance Underwrote loan/lease transactions and made credit recommendations to senior management Reviewed collateral assumptions, loan to value ratios; Prepared Underwriting document Transportation, Healthcare, Heavy equipment, Medical Imaging and Printing technologies Coordination with inside Sales Reps. and approved vendors

  • Financial Advisor at Merrill Lynch
    Aug 2009 - Jun 2011 · 1 yr 11 mos

    Financial Advisor Training Program Financial Advisor to Individual Clients Retirement planning and portfolio investment management Series 7 license and Insurance Licensed in three states

  • Vice President- Healthcare at GE Capital
    Aug 2008 - Oct 2008 · 3 mos

    Activities include Departmental move to Danbury location from Harrison, NY. pursuant to GE Capital acquisition. GE Capital acquired CitiCapital Healthcare and Energy in August, 2008.

  • Vice President, Credit Officer Healthcare and Energy Finance at Citicapital
    Oct 2006 - Aug 2008 · 1 yr 11 mos

    Financing of large healthcare equipment transactions (Avg. size $10.0MM) New transactions- Leasing Volume per year exceeded $130MM (2007) Well-known Issuers/Clients: Duke University Health System; Nebraska Medical Center, Kaweah Delta Healthcare District, etc. Underwrote real-estate backed transactions. Analyzed remedial credits in Healthcare Portfolio- reviewed 10 accounts with exposures greater than $10MM, less than $50MM.