New York City Metropolitan Area
I have been a Credit Risk Analyst at Fidelity Investments since 2019. I have been trained on overseeing credit risk profiles and detecting any risk that can harm the business. Experienced in collaborating with different sides of the business and taking on the team leader roll as needed to encourage teamwork and train new colleagues. Strategic thinker that comes up with and executes on solutions and has excellent leadership and communication skills.
•Conduct ongoing financial risk analyses for both existing Fidelity Registered Investment Advisor clients and potential new prospects. •Execute over 15 risk reviews monthly, including comprehensive background and credit checks for new and current Fidelity Institutional custody clients. •Perform thorough evaluations of prospect documentation, including ADV forms, CRD reports, and SEC examinations, and prepare written reports for senior management. •Collaborate with the broader Credit Risk team and engage with Sales, Relationship Management, and subject matter experts across the organization to enhance profiling and risk assessment of Fidelity Institutional clients. •Preform background checks. •Evaluate and authorize over 25 entity changes per month, analyzing potential risks related to RIA name modifications, ownership changes, and mergers and acquisitions involving both new and existing RIAs on the Fidelity platform. •Analyze weekly client notifications and letters of intent (LOIs) to ensure compliance with regulatory standards while conducting thorough background and credit checks on both new and existing RIAs and Investment Advisor Representatives (IARs). •Collaborate with internal stakeholders and compliance teams to streamline the entity change process, ensuring effective communication and adherence to organizational policies. •Present detailed reports on entity change assessments to senior management, highlighting risk factors and recommending strategic actions to mitigate potential financial impacts •Manage the details of approved Registered Investment Advisor (RIA) client accounts, including fees, email addresses, and customer addresses, within a high-volume, alert-driven system to promptly identify and escalate financial concerns related to new and existing client applications •Present regular reports on client account trends and fee structures to management, providing insights that inform strategic decision-making and enhance overall credit risk management
- Administered the employee schedule weekly and oversaw other hostesses - Effectively resolved any customer issues to ensure they experienced exceptional service - Coordinated special events as well as scheduled large catering orders
- Handled client invoicing and documentation of accounts receivable - Reconciled bank deposits and handled payroll - Organized client, vender and employee files
- Personalized each interaction to create a unique and memorable experience for the consumer - Represented the brand at many marketing events providing high quality customer service - Organized promotional events and campaigns to increase product awareness