Singapore, Singapore
• An accomplished Corporate Banking banker. • Highly developed skills in the financing field, including corporate lending structuring, financial analysis, credit assessment, and trade finance. • Proficient in China, Taiwan, and SEA financing regulations. • Working in a cross-functional and multi-cultural environment. • Superior strategic thinking, communication skills, and leadership.
• Managing 80+ Groups of multinational and cross-border institutional customers • Establishing more than USD1 billion loan portfolio across Taiwan, Singapore, and SEA countries • Controlling and supervising the credit risk of the lending assets • Working with cross-functional teams and other overseas branches to provide comprehensive solutions • Surpassed profitability, loan, and deposit for five straight years. • A zero-to-one builder.
• Established a new product line of Corporate Banking for Taiwan and SEA corporate clients • Set up business and operation plans and strategies to develop the new markets in S.E.A. and expand portfolio scales • Led a corporate banking team to manage multinational corporate clients and collaborate with cross-national and functional teams to provide comprehensive financial solutions • Structuring bilateral lending credit facilities and facilitating the credit approval process • Identifying, assessing, and controlling the borrowing corporations' financial, legal, and security risks to secure the loan projects' creditability • Assist in managing branch operations and shaping business growth plans
• Led a corporate banking relationship management team to manage 30+ multinational corporations' clients to provide diversified financial products and service and generated multi-million NT dollars profit per year • Coordinated the loan projects and business plans with head office and different departments • Arranged a Syndication Loan Project for a Taiwan-IPO company with USD56M • Built up a mergers and acquisitions financing project for a multinational company to accomplish the acquisition with USD15M • Structured an international factoring credit line with USD16M for a manufacturing IPO company to reduce trading risk and increase liquidity of its account receivable • Structured 50+ loan projects and facilitated credit approval process to secure the creditability of the loans • Verified with due diligence financial stabilities and cash flows of borrowing corporations to remain creditability of loan projects • Collaborated with cross-national colleagues to accomplished different loan projects for multinational corporations
• Managed 30+ corporations' accounts to provide diversified financial products and service and generated multi-million NT dollars profit per year and with no bad debt • Structured a capital incremental loan project for a potential IPO company with USD10M • Structured 40+ loan projects and facilitated credit approval process to secure the creditability of the loans • Evaluated in-depth financial forecast over 50 enterprises to facilitate loan projects approval process • Verified with due diligence financial stabilities and cash flows of borrowing corporations to remain creditability of loan projects
• Co-Managed 40+ corporations (included 7 IPO companies) and generate multi-million NT dollars profit per year • Collaborated with people from cross-functional departments and A Convenience Stores Franchise Company to execute a project to expand the cash management business of both companies • Structured an international factoring credit line for an international commerce IPO company • Co-developed a business plan to expand Taishin’s export negotiation business • Structured over 60 lending projects and facilitated credit approval process to secure the creditability of the loans • Evaluated in-depth financial forecast over 60 enterprises to facilitate loan projects approval process • Verified with due diligence financial stabilities and cash flows of borrowing corporations to remain creditability of loan projects • Co-structured 2 Real Estate loan projects for Total 1.1 billion NT dollars (around USD37M)
• Developed 65 SME enterprises clients and generated a total loan amount of more than USD3.5M within fourteen months resulted in attaining 50% of team’s annual target • Collaborated with cross-functional team to win the “Top 5 SME Team” in E-Sun bank on loan amounts and number of clients • Acquired average of 5 new clients per month, which was 40% of team’s monthly goal • Evaluated over 100 clients’ future cash flows and facilitated credit approval process to secure the creditability of the loans • Performed in-depth analysis of credit records of 6 to 10 new potential clients each month • Upgraded over 150 loan processing procedures to ensure timely provision of credit facilities • Analyzed financial statements and verified financial stabilities of borrowing enterprises to remain bad debt ratio under 2% • Monitored and regularly upgraded existing portfolios to maintain quality of loans and assets