Mohamed Bashir O.

Scaled eBesa Mobile Money Ecosystem 265% | Honorary Consul | Fintech Executive | Creative Entrepreneur | Strategic Comms & Brand Advisor

Netherlands

About

๐Ÿ’ก Most mobile money platforms in Africa are built for the best-case user. I've spent the last two and a half years building for everyone else โ€” the merchant in Baidoa, the diaspora sender in Amsterdam, the smallholder in Galkacyo. That's what scaling eBesa actually looked like. ๐Ÿ“Œ When I took on eBesa as Head of Mobile Money at IBS Bank, it was a localised pilot in Mogadishu. By April 2026, it had grown into a national financial utility โ€” subscribers up 265%, merchant network up 2,400%, with active corridors in Kismayo, Bosaso, Garowe, Beledweyne, and beyond. The work went well beyond growth metrics. We operationalised Somalia's first fiscal-tech integration, automating 5% VAT collection via ETAS in collaboration with the Federal Ministry of Finance and the Central Bank. We built live cross-border corridors with M-Pesa (Kenya), Airtel Money (Uganda), and Ria Money Transfer โ€” enabling seamless remittances from Europe and North America into eBesa. We navigated zero-interoperability market conditions by pivoting to a hardened B2B model that filled the gap left by the absence of a national switch. Before eBesa: I negotiated and closed a multi-country Master Franchise for Galito's across the Horn of Africa, co-founded Daauus โ€” Somalia's first professional creative agency โ€” and advised the Somali Ministry of Justice on communications strategy during a critical governance reform period. Alongside all of this, I serve as Honorary Consul of the Kingdom of the Netherlands to Somalia โ€” bridging trade, investment, and institutional relationships between two deeply connected worlds. ๐Ÿค I write about digital financial services, frontier market infrastructure, and what real financial inclusion requires beyond the pitch deck. If you're building in emerging markets, working in DFS policy, or exploring the Horn of Africa โ€” let's connect. Fluent in Dutch, English, Somali, and Arabic.

Experience

  • Honorary Consul at Ministerie van Buitenlandse Zaken
    Sep 2023 - Present ยท 2 yrs 10 mos

    Appointed as the primary representative of the Dutch government in Somalia, working in close coordination with the Embassy in Nairobi to advance bilateral relations across trade, culture, and consular services. ๐Ÿค Trade & Economic Facilitation โ€ข Actively connect Dutch companies with investment and market entry opportunities in Somalia's emerging economy โ€ข Serve as a trusted bridge for Dutch-Somali business relationships across all sectors โ€ข Leverage deep local networks and multilingual capability (Dutch, Somali, Arabic, English) to facilitate high-value introductions ๐Ÿ‡ณ๐Ÿ‡ฑ Consular Services & Citizen Support โ€ข Provide emergency consular support to Dutch nationals in Somalia, including medical, safety, and crisis situations โ€ข Coordinate with the Embassy in Nairobi on all official consular matters

  • Head, Mobile Money at IBS Bank
    Nov 2023 - Mar 2026 ยท 2 yrs 5 mos

    Scaled eBesa from a Mogadishu pilot to a national financial utility: โ†‘ 265% subscriber growth | โ†‘ 2,400% merchant network expansion ๐Ÿ“ 6 regional hubs: Kismayo, Baidoa, Beledweyne, Galkacyo, Garowe, Bosaso Key achievements: โœ… Led Somalia's first fiscal-tech integration (ETAS) with Federal Ministry of Finance โ€” automating 5% VAT on merchant transactions โœ… Built cross-border corridors with M-Pesa (Kenya), Airtel Money (Uganda), Onafriq & Ria Money Transfer โœ… Represented eBesa in CBS policy consultations on mobile money transaction limits โœ… Directed NAMLC AML/CFT compliance frameworks โœ… Pivoted to B2B model to fill national switch gap in zero-interoperability market ๐Ÿ† Mobile & Digital Finance Innovation Award โ€” Somali Technology Awards ๐ŸŒ Represented Somalia at Seamless East Africa, Nairobi

  • Board Member at Daauus Advertising Agency
    Jan 2023 - May 2024 ยท 1 yr 5 mos

  • Chief Executive Officer at Feeto Foods Limited
    Jun 2021 - Mar 2024 ยท 2 yrs 10 mos

    Led the Horn of Africa's most ambitious QSR franchise expansion โ€” culminating in securing the Master Franchise rights for Galito's International (South Africa's iconic flame-grilled chicken brand) across Somalia. โœ… Negotiated and closed the multi-country Master Franchise Agreement with Galito's International โœ… Developed and executed market entry strategy; opened the first Galito's outlet in Mogadishu โœ… Engaged investors, regulators, and local partners to unlock market access across three frontier markets Positioned Feeto Foods at the intersection of global franchising, frontier market development, and consumer brand building in the Horn of Africa.

  • Media and Communications Advisor at Ministry of Justice and Constitutional Affairs, Somalia
    Feb 2023 - Apr 2023 ยท 3 mos

    Seconded through IOM Netherlandsโ€™ CD4D2 programme, I supported the Ministry of Justice in strengthening public engagement, institutional transparency, and narrative development during Somaliaโ€™s justice reform agenda. As advisor to the Director General and departmental teams, I led the design and execution of media strategies aligned with the Justice & Security Roadmap and NDP-9. ๐—ž๐—ฒ๐˜† ๐—ฎ๐—ฐ๐—ต๐—ถ๐—ฒ๐˜ƒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€: โœ… Implemented outreach strategies to support justice and child protection reform โœ… Produced high-level contentโ€”press releases, speeches, talking pointsโ€”for leadership โœ… Trained the Ministryโ€™s ICT & Media team to build lasting in-house capacity โœ… Built a national media network and coordinated press engagement โœ… Introduced live communications calendars and media monitoring tools โœ… Advised on crisis communications, stakeholder messaging, and advocacy strategy This role reaffirmed the power of communications in building public trust, advancing governance reform, and supporting national institutions in fragile contexts.