Delhi, India
With 23 years of experience across retail banking,Private Banking, wealth management & MSME business loans. I have consistently driven growth, transformation, and high performance in the financial services industry. As Senior Vice President at Kotak Mahindra Bank, I led MSME operations for Delhi NCR, scaling the loan book to ₹680 Cr and delivering 45% YoY growth. From pioneering digital-first channels that reduced acquisition costs by 30% to strengthening risk controls and lowering delinquencies by 15%, I thrive at the intersection of strategy, execution, and innovation. I am passionate about building and empowering high-performing teams. At Kotak, I scaled a sales force from 10 to 700+, implemented digital distribution strategies, and consistently exceeded growth targets across Tier 1 & 2 markets. Fortunately I have been founding team member of ICICI Bank’s UAE Private Banking business, building a Portfolio of $120 million of HNI’s & UHNI’s families of UAE from 1 million book and building trust with global clients, including royal families and other business leaders of UAE. My expertise spans Private Banking, wealth management, P&L management, digital banking, credit risk, fintech partnerships, and customer-centric growth strategies—all geared toward creating sustainable, future-ready ecosystems. Beyond the boardroom, I bring the mindset of an athlete into leadership. A national-level hockey player and sprinter, I value discipline, endurance, and team spirit—qualities that have shaped my leadership philosophy. I believe in leading from the front, fostering collaboration, and inspiring teams to push boundaries. Whether driving double-digit growth, building resilience in business portfolios, or mentoring future leaders, my focus remains clear: delivering impact, enabling transformation, and creating long-term value. 📩 Reach me at: [email protected]