Mike Eberle

Chief Credit Officer - Crux Commercial Midwest

Milwaukee, Wisconsin, United States

About

Experience

  • Partner & Chief Credit Officer at Underwrite 360™
    Jan 2025 - Present · 1 yr 6 mos

    Underwrite360 provides third-party underwriting and credit support solutions for banks, credit unions, insurance companies, CDFIs, and loan funds. We deliver independent underwriting services for new money requests, annual reviews, and portfolio management while helping financial institutions improve consistency and efficiency throughout the credit process. Our team also supports credit policy development and procedure enhancements to strengthen risk management and support growth.

  • Chief Credit Officer at Crux Commercial Partners
    Apr 2024 - Present · 2 yrs 3 mos

  • U.S. Bank (6 yrs 9 mos)
    • Portfolio Credit Support Manager
      Jul 2020 - Apr 2024 · 3 yrs 10 mos

      -Managing and coordinating the operational activities for Portfolio Credit Support -Operational activities include financial statement spreading and covenant testing for large Corporate & Commercial Banking lending relationship -Timely delivery of accurate financial statement spread reports is the primary support activity of the group -Interviewing, hiring, on-boarding, and training new staff to facilitate growth, development, and long-term career pathing -Accomplishing results through the effective monitoring of workflow tools and ongoing management of staff including non-exempt PMAs -Administering corporate policies and procedures and ensures compliance with applicable laws and regulations -Managing and distributing workloads for assigned east region and assisting other regions as needed -Partnering with Portfolio Managers to ensure proper support and build relationships

    • Portfolio Monitoring Analyst III
      Nov 2019 - Jul 2020 · 9 mos

      -Complete accurate and consistent financial statements spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and wholesale credit policies. -Maintains USB’s compliance monitoring database that tracks credit approval requirements and receipt of customer's financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers. -Helped onboard and develop the new hires in the group.

    • Portfolio Monitoring Analyst II
      Dec 2018 - Nov 2019 · 1 yr