Michael O'Connell

Home Improvement Fintech Insider 🚀 3x Lender Startups 🚀 $1B+ Channel Partner Producer

Louisville Metropolitan Area

About

I’ve spent 20+ years in home improvement, and over a decade focused on one thing most contractors love to hate: financing. I’ve helped launch Momnt, Mosaic, and PowerPay, building strategic partnerships and white-label solutions that have powered billions of dollars in funded loans. If it involved embedding lending into a sales process, I’ve probably been in that meeting… more than twice. These days, I lead business development for Bath Concepts, the largest one-day bath acrylic manufacturer in North America.

Experience

  • Business Development at Bath Concepts Industries, LLC
    Jan 2024 - Present · 2 yrs 6 mos

    • Drove 25% year-over-year portfolio growth, generating $4M in incremental revenue by expanding strategic account relationships and new market penetration across a 6-state multi-region territory. • Consistently delivered top-tier commercial performance, earning recognition as the #1 producer in 2025 while leading end-to-end territory strategy, pipeline development, and enterprise partner growth. • Chaired a cross-functional initiative to evaluate, select, and implement a new consumer financing platform for the Lend Home Improvements brand, strengthening customer conversion, underwriting alignment, and scalable sales enablement.

  • Vice President of Partnerships at Momnt
    Jul 2021 - Dec 2023 · 2 yrs 6 mos

    • Responsible for identifying, developing, and executing key strategic partnerships with merchant networks, manufacturers, and embedded fintech opportunities for the Momnt platform resulting in 6 private-label lending programs with over $400 million in loan originations. • Strategize with Senior Leadership to innovate & improve the Sales and Product roadmaps. • Led a high-performing team to identify, evaluate, and onboard potential partners, fostering mutually beneficial collaborations and strategic alliances. • Work closely and collaboratively with Marketing and Sales teams to develop and implement communication plans to maximize partnership opportunities.

  • Business Owner at Investment Properties of Louisville LLC
    2016 - Nov 2022 · 6 yrs 11 mos

    Investment Properties of Louisville LLC was a real estate investment company with a portfolio of single-family homes in Louisville, KY.

  • Director of Partnerships at PowerPay - home improvement financing
    Apr 2020 - Jul 2021 · 1 yr 4 mos

    • Pre-market and launch activities included developing the end-to-end processes for prospecting, negotiating, and effectively managing strategic partnerships and their contractor networks. This became the primary go-to-market strategy for the company. • Responsible for 85% of all funded transactions within the company by generating over $1.2B in loan applications within a 14-month period. • Pioneered job creation initiatives, generating over 40 positions to provide essential support for the exponential business growth driven by strategic partnerships. • Demonstrated exemplary communication and presentation skills by representing the company both on stage and through various technology platforms, establishing a strong and credible brand presence.

  • National Account Manager at Mosaic (joinmosaic.com)
    Apr 2019 - Apr 2020 · 1 yr 1 mo

    Developed and supported relationships with Mosaic's largest existing partners and key accounts. Identified, attracted, and implemented prospective strategic customers to include a $4B OEM partner. Ensured brand consistency and integrity while being the face of Mosaic at industry events. Negotiated contracts with partners and key accounts. Collected and analyzed sales data and trends with senior leadership. Maintain high customer satisfaction ratings, according to company standards Liaise with Sales and Marketing departments to set and implement strategies for new products Stay up-to-date with internal and external developments and suggest new ways to increase sales