Enfield, Connecticut, United States
Commercial loan officer with extensive banking and financial analysis experience. Proven track record of new business development that includes the establishment of new commercial clients and private banking relationships. Solid experience in underwriting commercial loans and commercial real estate credits. Extensive experience in managing a commercial loan portfolio that includes a variety of small and middle market credits. Extensive knowledge in structuring various types of loans including loans under the government loan guarantee programs. Successful completion of Shawmut Bank’s Credit Training Program.
Primarily responsible for the retention and servicing of an existing portfolio of customers coupled with sourcing new opportunities through effective prospecting activities. Responsibilities of managing a + $31.0 million loan portfolio consisting primarily of small and middle market performing credits which involves handling any new loan request and ensuring the timely renewal of lines of credits and maturing loans. The commercial loan portfolio consisting of commercial, investment real estate, and non-profit credits.
Primarily responsible for the development of new commercial and commercial real estate relationships which involves negotiating loan structure and terms that meet the customer’s needs while meeting the Bank’s profitability targets. Additional responsibilities including the management of a + $80.0 million loan portfolio consisting primarily of middle market performing credits.
Primarily responsible for the management of a + $70.0 million loan portfolio consisting of small to middle market performing credits. Structure various types of credits which include loans under the U.S. Small Business Administration (SBA) and the United States Department of Agriculture (USDA) Business & Industry loan guarantee programs. Interface with senior management, borrowers, and legal counsel to facilitate and complete the credit approval and loan closing process.