San Francisco, California, United States
23 years of transforming $10B to $2T sized banks' audit, compliance, and risk management functions into "Best in Class". Represented Federal Reserve Bank as a standard-setter in cultivating the Institute of Internal Auditor’s new audit framework and Standards. Accomplished Executive with extensive experience interacting and advising board members and executive management on culture, governance, enterprise-wide risk management, internal audit, and regulatory compliance. Proven track record of building and leading diverse/high-performing teams, driving cost-effective initiatives, and delivering change within complex models and technically niched environments. Thrives in fast-paced, highly complex, and challenging environments. Lean Six Sigma certified.
- Leader with established industry reputation for thorough audit, risk and regulatory review of financial institutions ranging from $10B to $2T. - Master at guiding banks, fintechs and service providers to establish effective audit and risk management programs by identifying risk/control weaknesses and providing robust management solutions to reduce non-financial risks and increase operational efficiencies at respective FRB supervised institutions. - Led cross-portfolio risk assessments that drive risk changes on a national scale and provided risk-tailored recommendations that directly impact FRB's supervisory plans. -Trusted advisor to boards, audit and risk committees, senior-level executives, and other regulatory agencies (OCC, FDIC, CFPB, and state departments). - Co-chair of the Federal Reserve Bank’s System Workgroup (covering Audit and Financial Controls); a task force with the mission to enrich other districts on regulatory issues related to internal audit, supervisory programs, trends, emerging risks, and process improvements across the FRB system. - Co-authored several internal audit publications, guidance, and playbook documents for FRB stakeholders. - Developed internal audit programs, methodologies, and system-wide solutions; presented programs to FRB stakeholders, other regulatory agencies, and bank management.
- Built, integrated, and led internal audit teams for legacy First Republic Bank through the Merrill Lynch and Bank of America acquisitions in 2007-2008. Managed and merged all aspects of people, processes, and technology under Bank of America's corporate audit department within a year. - Assisted in the divestiture of the First Republic Bank entity. Accountable for assessment, aggregation, and reporting on the subsidiaries' quality of risk management across the OCC and FRB categories, including identifying actions to reduce residual risk. - Functioned as the MRA owner to reorganize the control functions to build-out discreet teams focused on testing issues management and automated controls across the bank's subsidiaries and retail banking space.
- Built and led substantial enterprise-wide compliance and operational risk functions for mid to large complex banks, credit card companies, credit unions and pre/post-IPO firms while the firms were hiring their internal C-suite management. - Worked horizontally across banks and participated in enterprise-wide development and implementation of comprehensive policies, regulatory compliance, and operational risk programs. - Developed a multi-year strategic plan to transition PwC audit services to the clients' in-house audit function.
- Hired as project consultant to identify key common operational metrics and other measures to be used across all functional departments. - Improved investor reporting accuracy and completeness 30% by enhancing and streamlining analytics, closing documentation, collateral adequacy, and portfolio management functions.