Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia
Experienced banker with a demonstrated history of working in the financial industry. Skilled in Banking, Risk Management, and Islamic Finance. Strong business development professional graduated from International Islamic University Malaysia. Looking for new challenges.
Responsible for the business direction and plan of the Bank to continuously grow the business and profitability. This involves business planning and execution of the identified initiatives and activities of the retail and corporate banking, recovery and rehabilitation, quality management and corporate services sectors. Some key responsibilities are: • Formulate and drive the short to long term strategy of the retail and corporate banking businesses, in alignment with the overall strategic objectives, as well as the risk appetite, of the Bank • Ensure the asset growth is balanced with the asset quality supported by effective recovery and resolution strategy and management • Drive continuous processes enhancement and reengineering to achieve optimal results and deliverables through effective and efficient operations • Develop and drive the customer satisfaction through innovative products and services as well as quality and engaged customer services Successfully completed several major initiatives to support the Bank’s operation such as the transformation plan for the delivery channels and the e-procurement. In addition, the Bank continued to be the leader in personal financing and Islamic pawn broking business.
Responsible for the management of the risk to which the Bank is exposed to. This involves identification, measurement, mitigation and control important enterprise-wide risks to protect and create value, and to assure the achievement of short and long-term goals of the Bank. In addition, responsible to lead and facilitate implementation of risk management best-practices, regulatory mandates and initiatives throughout the organization to integrate risk management into way of working as well as to provide independent oversight function and conduct independent review and rating to assess the profile and quality of risk management in the business and functional units. Some key accountabilities are: • Formulate and drive the medium to long term strategy of Risk Management, in alignment with the overall strategic objectives, as well as the risk appetite, of the Bank • Ensure the risk reward equation is balanced to maximize shareholder returns, as well as foster a culture of portfolio risk management and regulatory compliance within international standards such as Basel guidelines • Assess, monitor and make timely and measured judgments on all current and potential credit, operational, market, liquidity and reputational risks faced by the Bank, in order to maintain sound asset quality, grow shareholder value and profitability • Develop adequate risk systems and undertake timely communication and coordination of risk management processes to foster a culture of awareness and adherence to risk processes Successfully completed various initiatives and put in place the necessary infrastructure to support the Bank such as the risk management framework, policies and procedures; the credit rating system for corporate banking, enhancement of retail banking’s credit scoring system; the business continuity management framework, policies, procedures and system; the preparation of adopting CAFIB framework; and the enterprise risk management framework, policies and procedures.
Responsible for the smooth operations of those corporate functions reporting directly to him and for providing advice and support to the CEO, for the management of the day-to-day businesses and affairs of the Corporation. Some key responsibilities include: • ensuring that PIDM operational risks are managed and that contingency and action plans are developed and implemented; • facilitating the development of Divisional strategic plans aligning them to the Corporate plan and overseeing the development of the annual corporate plan of the Corporation, including strategic objectives, initiatives and budgets; • ensuring that the risks posed by member institutions are assessed and monitored and that related policies, procedures and systems are developed and implemented;