United Kingdom
Internal audit leader with more than 20 years’ experience in financial services, including senior leadership roles at Lloyds Banking Group, Aviva, and Zurich Financial Services. I specialise in building and leading high-performing internal audit functions that provide boards and executive teams with clear, independent assurance on governance, risk management, and control effectiveness. My focus is on ensuring internal audit delivers more than retrospective assurance—providing insight into emerging risks, strengthening governance frameworks, and supporting better strategic decision-making across complex, regulated organisations. I am particularly experienced in engaging with boards and Audit Committees, developing strong audit leadership teams, and positioning internal audit as a trusted and constructive challenger within the business.
Responsible for internal audit of the corporate franchise (£160bn balance sheet) of the UK’s largest digital bank. Member of the management team of a 300FTE Group Audit function. Member of the executive committees of the Corporate & Institutional Bank and the Business & Commercial Bank. Oversight over audit services to LBG’s non-ring-fenced bank (LBCM).
SMF5 responsibility for internal audit of the insurance & wealth franchise (£220bn AUM) of the UK’s largest digital bank. Member of the management team of a 300FTE Group Audit function. Member of the executive committee of Insurance & Wealth. Report to audit committee chair of Scottish Widows.
Transformation Director and member of the executive committee. Aviva France served 3 million customers and managed €120bn in assets. It was sold to Aéma for €3.2bn.
Aviva Europe operated as Aviva’s multi-country platform across France, Italy, Spain, Poland, Ireland and Turkey, managing more than €200 billion in assets and generating €1.15–€1.72 billion of operating profit at its peak. It distributed through bancassurance partners, tied agents, brokers and emerging digital channels. I reported to the Aviva Europe CFO and was a regular attendee at the Aviva Europe executive committee.
Member of the management team of a 200FTE Group Audit function with responsibility for internal audit of Aviva’s multi-country platform across France, Italy, Spain, Poland, Ireland and Turkey. Member of Aviva Europe Executive Committee. Reported to Aviva Europe audit committee with oversight of reporting to significant number of subsidiary and (bancassurance) joint venture boards across Europe
Responsible for internal audit consulting and advisory services such as external quality assessments, co-sourcing partnerships and support to transformation of large audit functions. Client base consisted of (FTSE100) insurance businesses: Aviva, Prudential/M&G, Old Mutual (now Quilter) and Resolution and Lucida (now Standard Life).