Marcel Oehme

SME Solutions Lead Central Europe

Frankfurt, Hesse, Germany

About

I’ve always been drawn to moments where change meets opportunity—where ideas become products, partnerships become platforms, and ambition turns into real impact for businesses. Today, I lead Solution Specialist for Central Europe at Mastercard, working across diverse markets, cultures, and ecosystems. What motivates me isn’t complexity for its own sake—it’s the chance to help small and medium‑sized businesses move faster, get paid sooner, and compete in a digital world that never slows down. My career has taken me through fintech, payments, and product‑led growth, giving me a front‑row seat to how innovation actually scales. Along the way, I’ve learned that progress rarely comes from silos. It comes from teams that trust each other, partners who challenge the status quo, and leaders who turn strategy into action. I believe in building environments where talented people can do their best work, where data informs decisions, and where outcomes matter more than titles. If there’s a common thread in my journey, it’s this: growth follows clarity—and clarity starts with listening.

Experience

  • Mastercard (Hybrid)
    • Vice President SME Solutions Lead Central Europe
      Mar 2026 - Present · 4 mos

      Stepping into this role is about more than a title—it’s about scaling impact across markets. I lead Specialist Sales across Central Europe, working at the intersection of SMEs, financial institutions, fintechs, and digital platforms. Every day is about turning Mastercard’s global capabilities into real outcomes for businesses—helping them move faster, unlock growth, and navigate an increasingly digital economy. This role is rooted in building high‑performing, multi‑market teams, shaping regional strategies, and partnering closely with product and ecosystem leaders to address the challenges that matter most to SMEs—from cash flow and payment delays to digital enablement. At its core, my focus is simple: clarity, collaboration, and results—and creating an environment where talented people and strong partnerships can do their best work.

    • Director Product & Solutions
      May 2022 - Mar 2026 · 3 yrs 11 mos

      - Central European Lead for Commercial Products & Solutions - Strategic product management and go to market strategies of existing and newly launched products - Building new product propositions with key strategic partner - Launch of activation campaings and supporting acitivities to increase utilization of product - Analysis and review of pricing topics - Expert sales for complex products and solutions

  • Head of Marketing, Sales & Operations Connected Systems at Deutsche Bahn Connect GmbH
    Jan 2021 - Apr 2022 · 1 yr 4 mos

     Head of product, marketing, sales and operations incl. cost center, business case and financial planning responsibility  Development of product vision, strategy, roadmap, key objectives, sales targets and brand building activities for a newly launched business model  Stakeholder management inside and outside of the corporation and network of strategic partners incl. governmental sponsorship projects such as “Reallabor Hamburg”  Performance reviews, adjustment of ongoing and future activities and coaching of all employees in accordance to predefined key objectives  Part of an expert group tasked with the digital transformation and setup of a state-of-the-art payment and accounting process for mobility  Creation of new business models such as mobility budget as a payment option live in HVV Switch

  • AirPlus International (Frankfurt am Main und Umgebung, Deutschland)
    • Strategic Product Management & EPIC Owner Corporate Cards
      May 2019 - Dec 2020 · 1 yr 8 mos

       Definition of product visions, strategy and roadmaps in line with the corporate strategy and its key objectives  Drive product development and launches based on incremental and evolutionary innovation  Review of product performances in the context of the overall product suite and its profitability  Decisions on product design, functionality & requirements according to best practice in customer experience and development of a consistent market approach including PoC, MVP and market readiness

    • Product Manager Corporate Cards
      May 2018 - May 2019 · 1 yr 1 mo

      - Management of our existing Corporate Card Portfolio for Germany and the UK - Improvement of the existing Product to achieve market fit and create a competitive advantage - Implementation of measure so increase profitability and create more business opportunities - Conceptualization and implementation of contemporary regulation (GDPR, SCA, AML) - Development and operationalization of a product roadmap in line with the corporate strategy - Performing product closures and development of new products in conjunction with a holistic portfolio analysis - Development and execution of product related trainings - Preparation and execution of RFPs in conjuction with corporate cards and mobile applications

  • Master-Student at University of St Andrews
    Sep 2016 - Aug 2017 · 1 yr

  • Partner Management Payment at Daimler Mobility Services GmbH
    Apr 2016 - Aug 2016 · 5 mos

    - Responsibile for partner management activities with external service providers, including contract and condition management and coordination of project activities within operational cooperations - Design and Management of projects within the framework of internal key account management activities of internal Daimler payment customers - Conceptualization activities and cooperation in product management of a payment platform, as well as support for the introduction of new payment features