Pune District, Maharashtra, India
MBA Professional with hands-on experience in Credit Analysis, Underwriting, Risk Management, and Credit Review. Proven ability to translate complex analysis into detailed report writing. Passionate to Adept at improving TAT, ensuring compliance, and maintaining healthy asset quality while supporting business growth. Experience: Evaluate customer credit applications by analyzing financial statements, banking records, income documents and repayment capacity. ● Optimized TAT (Turnaround Time) for loan approvals to improve customer experience. ● Recommend policy changes or process improvements for safer and faster credit approval ● Coordinate with sales, operations, and finance teams for smooth loan processing and customer onboarding. ● Developed and implemented company credit policies to minimize risk while supporting business growth. ● Assessed customer creditworthiness through financial analysis, credit reports, and payment history. ● Approved credit applications and established appropriate credit limits and terms. ● Monitored accounts receivable to maintain healthy cash flow and reduce delinquency rates. ● Prepared detailed reports on credit risk, receivables, and collection performance for senior management. ● Collaborated with sales and finance teams to balance customer relationships with risk management. ● Utilized credit management software and analytics tools to streamline processes and enhance decision-making. ● Analyze Financial statement Analysis and underwrite accordingly ● Analyze mitigants and negative sides of Customer and act accordingly When i was a Student pursuing an MBA degree at Pune Institute of Business Management (PIBM), I am passionate about learning new skills and technologies that can help me create engaging and impactful user experiences. I have a solid foundation in HTML and CSS as well as hands-on experience in software testing, thanks to my 4-month course at Naresh i Technologies. I also have done Digital Marketing ,Ms Excel During my MBA Program So I want to apply my marketing skills in my Jobs. during my Graduation time made some Projects Like Vermicompost and organic pesticide and Sell it in Live marketplace.
Happily Completed my summer internship program as a sales intern in Virtue realtech solutions pvt ltd