Luc Mertes

Senior Corporate Banker

Brussels Metropolitan Area

About

Experience

  • Belfius (Full-time · 9 yrs 6 mos)
    • Senior Corporate Banker
      Jul 2025 - Present · 1 yr 1 mo

      Manage Large Corporate Customers

    • Expert Analyst Decider Loans
      Aug 2019 - Jul 2025 · 6 yrs

      Analysis of Corporate files for direct decision making or by the competent Credit Committee. Monitoring of the dedicated clients' portfolio.

    • Business Banker
      Feb 2017 - Aug 2019 · 2 yrs 7 mos

      Managing professional customers (SMB, Sole Trader Cies)

  • Argenta (2 yrs 10 mos)
    • Managing Director of a branch
      Jan 2015 - Dec 2016 · 2 yrs

      Administrative and commercial management of a point of sale with portfolio development (Credits, insurance, investments)

    • Trainee Branch Manager
      Mar 2014 - Dec 2014 · 10 mos

      Specific training program to insure the take-over of a regional branch.

  • Risk Manager at LeasePlan
    Feb 2013 - Jan 2014 · 1 yr

    Establish the future value of risky assets, assess the portfolio and potential risks, and provide analyses to support the decision-making process of the Senior Management Team. Manage and control operational risk and internal audits.

  • Xerox (Bruxelles et périphérie)
    • Credit Control - Risk Manager Xerox Financial Services Belgium - Luxemburg
      Nov 2007 - Feb 2013 · 5 yrs 4 mos

      My tasks cover among others the supervision of the portfolio, the financial audits of clients and partners and the proposal of financial solutions and risk expertise to support, supervise, and control business growth, network expansion, and the introduction of new products (insurance, software) in the Corporate, Public, and SMB segments...

    • Financial Analyst FP&A
      Jan 2004 - Nov 2007 · 3 yrs 11 mos

      Ensure accurate global or detailed reporting (KPI-cockpit) of financial results for local and European management (analysis and monitoring of sales, annuity, and activities at customer sites. Analysis of causes and explanations of trend deviations in customer equipment, margins, etc. compared to set growth/profitability objectives) Active participation in outlooks with the Financial Director and Sales Directors. Ensure compliance with SOX, ICMP, and ISO initiatives through internal control evaluation, regular communication, and continuous process adaptation.

    • Return Process Owner
      May 2002 - Jan 2004 · 1 yr 9 mos

      Manage the end-of-contract process Restructure and simplify the process with internal and external stakeholders.

  • Account Relationship Manager at Dexia
    Jan 2000 - Jan 2002 · 2 yrs 1 mo

    To advise private customers in terms of credits and investments