Nisha Balanni

Head of Risk | ETF Risk Leader | AI, Analytics & Intelligence | Expertise in Financial & Operational Risk, Data Scientist, Data Mgmt, Reg Transformation | ETFs, G-SIB, RCSA, CCAR | Ex-BofA | Ex-Wells Fargo

Charlotte Metro

About

Risk Data Analytics, Reporting Insights and Data Governance Management Leader with over seventeen years of industry experience in major financial services doing Operational Risk analytics reporting, Enterprise Risk data management and regulatory & governance strategy. Extensive experience in managing risk and regulatory initiatives, risk data analytics, strategic and sustainable design solutions for large-scale multi generation projects and programs. Unique capability to identify new opportunities and convert them into strategic solutions; proven track record in leadership, management and collaboration across all leadership levels and diverse cross functional teams. Highly motivated and talented professional with subject matter expertise in United States Banking Regulation Risk and Compliance (FRB, CFPB, Dodd-Frank) laws and business impacts. Expertise in Operational Risk Programs and Data including Risk and Controls Self-Assessment (RCSA), Operational Risk Events (ORE), Issue Management, New Business Initiatives (NBI), Risk Acceptance, Risk Measurement (Risk Appetite/Key Risk Indicators), Operational Risk Assessments (ORA), Enterprise Risk Identification & Assessment (ERIA). Experience in Enterprise Stress Testing (CCAR), Data Management, Risk Data Aggregation (RDA) as per Basel BCBS 239 Principles, Recovery & Resolution Planning (RRP), Agile methodology development. Technical skills: (Data Science skills): SAS, R, Hadoop and Tableau skills for data analysis. Project & Program Management skills with Agile development and implementation (ADLC). Ability to analyze Enterprise-wide Risk and Regulatory Impacts on products and operations. Understanding of Legal Entities and Cross Border Banking Regulation. FX experience related to Dodd-Frank Remittance Regulation. Cross cultural understanding with multilingual skills.

Experience

  • Tidal Financial Group (1 yr 3 mos)
    • Head of Risk & Corporate Governance
      Apr 2025 - Present · 1 yr 3 mos

      • Designed and implementing a comprehensive Risk Program, enhancing the technology infrastructure and governance frameworks. • Leading critical risk remediation efforts, collaborating with internal teams and external partners to mitigate potential threats. • Scale the Risk and Governance program, positioning Tidal Financial Group as a leader in the ETF and Financial Services industry.

    • Head of Risk Management
      Apr 2025 - Present · 1 yr 3 mos

      Designed and implemented Operational Risk Management program & Derivatives Risk Management Program from the ground up. Assessed and improved risk profile for the firm, established and matured risk reporting capabilities by reducing risk exposure.

  • Co-Founder at BYTESCAPED LLC
    Apr 2024 - Apr 2026 · 2 yrs 1 mo

    Agentic AI methodology to leverage designing smart platform for Landscaper businesses for efficient customer relationship management, smart route planning, service scheduling, estimate calculator, accounting/bookkeeping, reporting and analytics.

  • Wells Fargo (7 yrs 11 mos)
    • Director Control
      Nov 2022 - Apr 2024 · 1 yr 6 mos

      Led enterprise-wide RCSA reporting and analytics, driving regulatory compliance, risk mitigation, and operational excellence across front-line business groups.

    • Control Management Director (RCSA)
      2022 - 2024 · 2 yrs

      Head of reporting and analytics function for Front Line Risk Management in order mature Central Risk and control self-assessment (RCSA) analytical function and obtain actionable insights.

    • Operational Risk Senior Manager
      Jan 2022 - Nov 2022 · 11 mos

  • Bank of America (6 yrs)
    • Assistant Vice President, Senior Data Management & Governance Analyst, CFO Group
      Jan 2015 - May 2016 · 1 yr 5 mos

      CFO Data Steward focusing predominately on Governance and Control. Global Financial Control Group provides governance and oversight for finance data and bank accounts to support Bank of America's efforts in managing risk and producing complete and accurate financial reporting to the Federal Reserve Board. Responsible for execution of the processes and tools required to ensure Core Finance's compliance to the Enterprise Data Management and Governance Policy and Standards. Responsible for managing relationships with multiple Data Domain Managers and their data owners such as General Ledger, Profitability, Accounts Payable, Finance Regulatory Reporting, and Tax. Responsible to strategically understand the Regulations impacting data management requirements related to Basel compliance with respect to Risk Data Aggregation.

    • Senior Risk Analyst - Enterprise Stress Testing & Global Recovery & Resolution Planning
      Feb 2013 - Jan 2015 · 2 yrs

      Project Manager for Enterprise Stress Testing FR-Y 14 A (Annual), FR-Y14 Q (Quarterly) and FR-Y M (Monthly) Template Consolidation Technology Platform Implementation and Sustainability Solutions. Project Manager for Commercial Real Estate FR-Y 14 Q (Quarterly) Template Automation of Data Provisioning in partnership with Risk Data Aggregation Initiative that is consolidating Enterprise Information Architecture (Basel Requirements). Subject Matter Expert and Assessment/Gap/Strategy Analysis for Crisis Reporting Standardization Project within Resolvability Enhancement Initiative Portfolio focusing on Material Legal Entity Failure Resolution Playbooks, Module I and Module L (Management Information Systems Chapter) of the resolution plan for Bank of America.

    • Dodd-Frank Risk & Regulatory Analyst
      Jun 2010 - Jan 2013 · 2 yrs 8 mos

      Dodd Frank Project Management Office To bring Bank of America into compliance with the new Dodd Frank Consumer Protection Regulatory Act (2010). I work with multiple lines of business in liason with enterprise lead inititatives to support the compliance efforts that need to be rolled out through company wide.

  • Sales Analyst at INSDIE EXPANSION
    Jan 2008 - Jun 2009 · 1 yr 6 mos

    Analyzed and sold Strategy Planning Solutions for Enterprise Resource Planning Systems, and identified potential clients.