Lawrence Lau

Senior Executive – Merchant Onboarding Specialist and MM Card Risk Operations

WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

About

Executive- Cards Risk & Support in the financial services industry. Skilled in Microsoft Word, Retail, Management, Time Management, and Leadership. Strong sales professional with a Diploma focused in Multimedia Design from Tunku Abdul Rahman University College.

Experience

  • Merchantrade Asia (8 yrs 4 mos)
    • Senior Executive – Merchant Onboarding Specialist and MM Card Risk Operations
      Jul 2023 - Present · 3 yrs 1 mo

    • Senior Merchant
      Jul 2023 - Present · 3 yrs 1 mo

      Handle risk related and fraud related matters in Payments Business (i.e., Cards and Payment Gateway). Preparation and/or review of risk and fraud related SOPs. Working closely with MTA’s Cards Finance, Cards Operations, Cards Marketing, Cards Product Development / Innovation, Cards Technology and other departments within MTA. Working closely with Compliance Division personnel on Internal Blacklist, Politically Exposed Person (PEP), Anti Money Laundering (AML), Counter Terrorists Financing (CTF) and other compliance-related matters. Helping to raise Change Request forms and System Fault Report forms. User acceptance tests (UAT) on new card system modules/enhancements. Risk / Fraud investigations within Payments Business, including but not limited to cardholders’ high card-to-card transfers, high cash-ins, high cash-outs and Payment Gateway merchants. Online card registrations’ data cleansing and liaising with card applicants who use this channel regarding data integrity and/or ID image issues. Reviewing and acting promptly on cardholders who have e-wallet balance that exceeds the e-wallet limit. Reviewing and acting promptly on cardholders who have negative balance in the e-wallet. Problems resolution including escalation of issues to the correct departments; Any other work assignments that are given by the management from time to time.

    • Executive- Cards Risk & Support, Cards Risk Department
      Oct 2021 - Jun 2023 · 1 yr 9 mos

      • Assist and support the Head of Department. • Handle risk related and fraud related matters in Payments Business (i.e., Cards and Payment Gateway). • Preparation and/or review of risk and fraud related SOPs. • Working closely with MTA’s Cards Finance, Cards Operations, Cards Marketing, Cards • Product Development / Innovation, Cards Technology and other departments within MTA. • Working closely with Compliance Division personnel on Internal Blacklist, Politically Exposed • Person (PEP), Anti Money Laundering (AML), Counter Terrorists Financing (CTF) and other compliance-related matters. • Helping to raise Change Request forms and System Fault Report forms. • User acceptance tests (UAT) on new card system modules/enhancements. • Risk / Fraud investigations within Payments Business, including but not limited to cardholders’ high card-to-card transfers, high cash-ins, high cash-outs and Payment Gateway merchants. • Online card registrations’ data cleansing and liaising with card applicants who use this channel regarding data integrity and/or ID image issues. • Reviewing and acting promptly on cardholders who have e-wallet balance that exceeds the e-wallet limit. • Reviewing and acting promptly on cardholders who have negative balance in the e-wallet. • Problems resolution including escalation of issues to the correct departments; • Any other work assignments that are given by the management from time to time.

  • Uncommon Boutique (6 mos)
    • Boutique Supervisor
      Nov 2017 - Apr 2018 · 6 mos

      Introducing and assisting walk-in customer on company's products. Supports overall various department in their day to day operations. Maintain inventory and ensure items in stock.

    • Supervisor
      Nov 2017 - Apr 2018 · 6 mos

      Introducing and assisting walk-in consumer on company’s products. Maintain inventory and ensure items are in stock. Ensure promotions are accurate and merchandised to the company’s standards. Utilize information technology to record selling stocks, sales figures, for data analysis and forward planning. Ensure standards for selling stocks quality, customer service and health and safety are met. Monitor competitors. Maintain store's cleanliness and health and safety measures. Help retail sales staff achieve sales targets. Manage different departments within the store. Handle customer questions, complaints, and issues. Achievement Able to maintain a professional attitude with sincerity. Able to share the latest trend.

  • Sales Associate at Maxis
    Aug 2016 - Aug 2017 · 1 yr 1 mo

    Responsible in introducing the Maxis products to walk-in customer. Provide customer service to meet customers expectation. Provide the sales need with pre-sale and post-sale support.

  • Customer Sales Representative at Maxis Berhad (Maxis Center Low Yat)
    Aug 2016 - Aug 2017 · 1 yr 1 mo

    Responsible in introducing the Maxis products walk-in customers. Provide customer service to meet customers’ expectation. Supporting daily sales activities effectively. Provide the sales need with pre-sale and post-sale support. Achievement Able to maintain a professional attitude with sincerity, reflecting Maxis’s commitment to our customer. Regular, dependable attendance and punctuality. Maintaining good relationship with customer. Able to multi-task, while being attentive to customers and remaining flexible to the needs of the business. Able to work as part of a team and take initiative independent of direct supervision.

  • Assistant Field Executive at Always ePromode Sdn Bhd
    Aug 2013 - May 2016 · 2 yrs 10 mos

    Execute new project activation proposed by the Activation and Planning team (Marketing department). Liaise with individual store management in allowing the execution of projects activation. Recruit brand ambassador for each products projects. Supervise and participate in the set-up, and take-down of the events or roadshows. Immediate respond to address issues, seeking clarification and work towards continuous improvement and opportunities wherever possible.