Kristof Kustermans

Expert Private Banking & Asset Management

Belgium

About

A result-oriented, analytical and hands-on professional, holding an Economic and an MBA Master’s degree, with 30 years of experience in private banking and asset management. Extensive experience in both client facing and managerial functions, in both “front” and central staff activities. A true private banking expert who’s characterized by his colleagues as honest, transparent, pragmatic, solution oriented and holding integrity in high regard.

Experience

  • Edmond de Rothschild (België · On-site)
    • Chief Executive Officer
      Dec 2024 - Apr 2026 · 1 yr 5 mos

      At Edmond de Rothschild, we are convinced that wealth is not an end in itself, but an opportunity to influence the world of tomorrow. And to make it better. We believe that investment should be a creative force. That it should make it possible to turn convictions into reality. Yours, and ours. Our vision has three pillars: AN ACTIVE ​ VISION OF INVESTMENT At Edmond de Rothschild we believe that wealth is not the end goal, it is only the beginning. For generations, our family has acted upon this belief, through visionary and pioneering investments that have moved the world forward. And today more than ever, we dare to embrace the future boldly and are eager to build it. COMMITTED ENTREPRENEURSHIP We anticipate challenges of tomorrow with a vision of committed bankers. Both financial experts and entrepreneurs, we are ever attentive to economic, societal and technological changes in order to allow our clients to always stay connected to the real economy. A PIONEERING SPIRIT We reject the status quo and are constantly exploring new solutions. Our approach is pragmatic: we strive to take clear and measurable actions to enable our clients to have a real impact. Our investments are not guided by big market trends, but by our convictions.

    • Commercial Director
      Oct 2023 - Dec 2024 · 1 yr 3 mos

      At Edmond de Rothschild, we are convinced that wealth is not an end in itself, but an opportunity to influence the world of tomorrow. And to make it better. We believe that investment should be a creative force. That it should make it possible to turn convictions into reality. Yours, and ours. Our vision has three pillars: AN ACTIVE ​​ VISION OF INVESTMENT At Edmond de Rothschild we believe that wealth is not the end goal, it is only the beginning. For generations, our family has acted upon this belief, through visionary and pioneering investments that have moved the world forward. And today more than ever, we dare to embrace the future boldly and are eager to build it. COMMITTED ENTREPRENEURSHIP We anticipate challenges of tomorrow with a vision of committed bankers. Both financial experts and entrepreneurs, we are ever attentive to economic, societal and technological changes in order to allow our clients to always stay connected to the real economy. A PIONEERING SPIRIT We reject the status quo and are constantly exploring new solutions. Our approach is pragmatic: we strive to take clear and measurable actions to enable our clients to have a real impact. Our investments are not guided by big market trends, but by our convictions.

  • Director at PBA-B Private Bankers Association - Belgium
    Jun 2020 - Sep 2023 · 3 yrs 4 mos

    De vereniging streeft geen winst na en heeft tot doel elke activiteit die rechtstreeks of onrechtstreeks gericht is op: - het groeperen van financiële instellingen die actief zijn private banking en hun medewerkers private bankers, en het organiseren van het beroep van private bankers; - het waarborgen van bekwaamheid en professionalisme van de leden die actief zijn als private banker door het bevorderen van beroepsstandaarden, van praktijken, van normen van beroepsethiek en -deontologie overeenkomstig de wettelijke en reglementaire bepalingen; - het promoten van de bekendheid en de erkenning van het statuut en het metier van private banker; het ontwikkelen van een opleidingscyclus van het postuniversitaire type aangepast aan het métier van private banker; - het vervullen van een rol van vertegenwoordigingsorgaan op nationaal en internationaal vlak. L’association qui est dénuée de tout esprit de lucre, a pour but toutes activités tendant directement ou indirectement : - à regrouper des institutions financières actives dans le private banking et leurs collaborateurs private bankers et à organiser la profession de private banker ; - à veiller à la qualification et au professionnalisme des membres actifs en tant que private bankers, par la promotion de standards, de pratiques, de normes d’éthique et de déontologie professionnels conformes aux dispositions législatives et réglementaires ; - à promouvoir la connaissance et la reconnaissance du statut et du métier de private banker ; - à développer un cycle de formation de type post universitaire adapté au métier de private banker ; - à jouer un rôle d’organe de représentation au niveau national et international.

  • ING Belgium (11 yrs 6 mos)
    • Head of Private Banking at ING Belgium
      Jan 2020 - Aug 2023 · 3 yrs 8 mos

      Do you have 1 million euros or more in investable assets or you have a minimum of 500,000 euros invested assets? Then you can call on the services of your own Private Banker to help protect, grow and/or transfer your wealth. Meet our team of experts dedicated to securing your success. Your Private Banker is your primary contact person for all your banking and investment needs. However, you can also count on the expertise of our 220 Private Banking employees spread across Belgium. This Private Banking team consists, among others, of: - Private Bankers, one of whom is your dedicated banker and single point of contact. - Portfolio managers who work together with your Private Banker to get the most out of your investments. - Investment Strategy Expertss who determine ING’s – and by extension your - investment strategy. The responsibility for this vital aspect of our service is never entrusted to just 1 person. An entire team of specialists deliberate on every decision in advance. - Legal and taxation advisers specialised in asset structuring and succession planning. As a universal bank, ING Private Banking can also call on a broad spectrum of expertise from other departments. And you, as a private banking client, can take full advantage. Together with his or her colleagues, your Private Banker can find a solution to even the most complex challenges.

    • Head of Private Banking | Antwerpen-Limburg-Leuven
      May 2017 - Jan 2020 · 2 yrs 9 mos

      ING Private Banking is a true Private Bank, integrated in a universal bank. It combines the advantages of a very wide range of solutions and services with a personalised and tailor-made approach. ING Private Banking will guide and assist its clients in: Protecting wealth, increasing wealth or generating income and passing on wealth. ING Private Banking Belgium is organised in 4 zones ensuring a local presence. In my current role, I am responsible for the region “Oost” that covers the provinces Antwerpen, Limburg and - a major part of - Vlaams-Brabant. We cover this region with about 45 private banking professionals. Clients choose ING Private Banking's services because we: → listen in order to have a clear understanding of the clients’ personal situation, plans and priorities of him and his family → connect the client with dedicated experts in order to provide him with tailor-made personal advice in asset management, asset planning, loans and taxation → work in close collaboration with the ING’s Business Department to advise on the clients’ family business → propose, as of EUR 1 million, personalised portfolio management solutions with direct access to a dedicated portfolio manager → manage portfolios based on a local Investment Strategy in a full open architecture → make available comprehensive and efficient information and reporting supports that a client can access anywhere, anytime

    • Head of Customer Experience Investments
      Sep 2015 - May 2017 · 1 yr 9 mos

      Responsible for initiating, developing and monitoring actions aimed at improving the customer experience when the customer interacts with ING with regards to Investment products. Scoping covers all served customer segments (private individuals and business clients). These responsibilities are combined with those of Head Of Business Development Private Banking (see previous position).

  • ING Belgium (15 yrs 1 mo)
    • Head of Advisory Portfolio Management - Private Banking
      2008 - 2012 · 4 yrs

      Responsible for a team of around 35 Advisory Portfolio Managers. This team, located across Belgium, gives investment portfolio advice to ING private banking clients and this within the framework of a truly open architecture. With this team, we cover about EUR 4 billion of assets. Part of the Private Banking Management Team and as such responsible for certain business critical projects.

    • Regional Head of Advisory Portfolio Management - Private Banking
      2006 - 2008 · 2 yrs

      Responsible for a team of around 15 Advisory Portfolio Managers. This team, located in the Flemish-speaking part of Belgium, gives investment portfolio advice to ING private banking clients and this within the framework of a truly open architecture. With this team, we cover about EUR 2 billion of assets.

    • Private Portfolio Manager - Private Banking
      2002 - 2006 · 4 yrs

      Responsible for the discretionary portfolio management of a group of clients - located mainly in Flanders. Within the discretionary mandate, I invested assets for clients in bonds, equity, commodities, real estate and alternative investments. Portfolios are "tailor made" to the clients' profile and objectives.