Ranchi, Jharkhand, India
I’m Kaushik Ranjan Mohapatra, a management student at IIM Ranchi with a keen interest in consulting, analytics, and policy-driven development. My journey so far has been shaped by a strong foundation in quantitative thinking, project leadership, and a deep commitment to impactful problem-solving. I’ve worked on transformative projects in the financial inclusion space, building alternative credit scoring models and contributing to digital solutions for rural economies. My exposure spans across corporate internships, social impact consulting, and public sector engagements, where I’ve combined business strategy with data-driven decision-making. I’ve taken on leadership roles as a founding member of the Young Changemakers Programme at IIM Ranchi and contributed to campus initiatives through various organizing and committee positions. I thrive in high-stakes environments that call for structured thinking, collaboration, and innovation. I’m driven by the idea of creating solutions that are both scalable and sustainable—and I’m looking to grow in spaces where strategic insight meets real-world impact.
As a Product Development Intern at Annapurna Finance, I’m building an alternate credit scoring framework to transform agricultural lending in India. My work moves beyond traditional metrics (like CIBIL or CRISIL) by integrating farm productivity data, satellite imagery, and transaction histories—enabling fairer credit access for smallholder farmers. I’m currently developing a Farm Scoring Model that assesses risk using non-traditional variables—soil health, crop cycles, and market trends—to bridge India’s $300B+ Agri-credit gap. This model has the potential to disrupt rural financing, making loans more inclusive and data-driven. With prior experience in strategic consulting (NALCO) and rural development (IIM Ranchi), I thrive at the intersection of finance, tech, and social impact. Passionate about fintech innovation, I’m open to collaborations, part-time consulting, and global opportunities in Agri-tech and financial inclusion. Let’s connect if you’re working on: Agri-lending | Alternative Credit | Fintech Product Strategy | Data Analytics | Rural Finance #AgriTech #Fintech #CreditScoring #Innovation
Analyzed Industrial Relations Policies: Conducted an in-depth analysis of NALCO's industrial relations policies, focusing on bipartite and tripartite dispute resolution frameworks. Provided strategic recommendations to enhance conflict resolution mechanisms and improve employee relations. Studied Organizational Hierarchy & HR Practices: Gained insights into NALCO's organizational structure and core HR practices, contributing to a deeper understanding of employee management and engagement strategies. Developed Risk Mitigation Strategies: Simulated solutions for two past company disputes, creating actionable risk mitigation strategies to prevent future conflicts and improve workplace harmony. Presented Findings to Stakeholders: Delivered comprehensive reports and presentations to senior management, offering data-driven insights to support decision-making in industrial relations and HR practices.