Justina Aughterson

CFO @ Pacific Private Bank | KYC Foundations, Financial Accounting

Nightcliff, Northern Territory, Australia

About

With over 15 years of experience across banking, legal, and insurance sectors, I specialize in financial strategy, risk management, and regulatory compliance. Currently serving as Chief Financial Officer at Pacific Private Bank, I lead initiatives to ensure operational efficiency, profitability, and long-term sustainable growth while overseeing financial planning, reporting, and risk mitigation. Committed to excellence in financial reporting, payment processing, and team supervision. I hold certifications in KYC Foundations and Financial Accounting, which reinforce my dedication to delivering accurate and efficient financial solutions.

Experience

  • Pacific Private Bank (Full-time · 7 yrs 5 mos)
    • Chief Financial Officer
      Apr 2025 - Present · 1 yr 3 mos

      - Lead overall financial strategy, planning, and risk management, aligning financial performance with long-term business objectives - Partner with the CEO and Board to support strategic decision-making, capital allocation, and growth initiatives - Oversee all finance functions, including financial reporting, budgeting, forecasting, treasury, and internal controls - Ensure full regulatory compliance in Vanuatu, strengthening governance frameworks and financial oversight - Deliver timely and accurate monthly and quarterly reporting, providing actionable insights to improve profitability - Drive optimization of financial processes and systems to enhance scalability, transparency, and cost efficiency - Designed and implemented structured reconciliation frameworks across multiple accounts and currencies, significantly improving reporting accuracy, transparency, and audit readiness - Build and lead high-performing finance teams, fostering accountability and continuous improvement

    • Senior Operations Manager
      Apr 2022 - Mar 2025 · 3 yrs

      - Led global payment operations across SEPA and SWIFT networks for corporate and private clients - Oversaw transaction investigations, escalations, and resolution of complex cross-border payment issues - Managed risk assessments and payment legitimacy decisions, supporting compliance and fraud prevention - Supervised multi-currency reconciliations and ensured accuracy across multiple banking relationships - Directed debt monitoring and collection processes, improving liquidity and reducing outstanding exposures - Contributed to financial reporting and supported month-end closing processes - Drove operational improvements and increased efficiency across payment workflows - Mentored and developed team members in a fast-paced operational environment

    • Senior Operations Manager
      Feb 2021 - Apr 2022 · 1 yr 3 mos

      - Managed end-to-end payment processing and investigations across international banking channels - Ensured compliance with regulatory requirements and internal risk frameworks - Executed foreign exchange transactions and supported multi-currency operations - Built strong client relationships, acting as a key escalation point for complex issues - Maintained accuracy of financial data through reconciliations and operational controls - Supported accounting functions, including month-end processes and reporting inputs

  • Matter Accounting Assistant at King & Wood Mallesons
    Feb 2014 - Feb 2019 · 5 yrs 1 mo

    - Managed billing queries and matter financials, ensuring accuracy and consistency across client engagements - Provided timely financial insights to partners and fee earners to support decision-making and profitability - Configured billing structures, rates, and discounts within the Elite 3 system during a major system implementation - Supported matter budgeting and financial planning, improving pricing alignment and cost control - Acted as a key liaison between finance, legal teams, and external stakeholders to resolve queries efficiently - Contributed to process improvements, enhancing the efficiency of finance operations

  • Contract Administrator at Wyndham Vacation Resorts Asia Pacific
    Sep 2013 - Dec 2013 · 4 mos

    - Supported credit assessment processes through applicant checks and basic risk evaluation - Managed outbound customer communications, resolving queries in a timely and professional manner - Processed high volumes of contract cancellations and rescinds, ensuring accuracy and compliance - Collaborated with team members to maintain efficient workflows and service standards

  • TIO (Darwin City, NT · On-site)
    • Accounts/Reinsurance Officer, Finance and Business Services
      May 2009 - Jun 2013 · 4 yrs 2 mos

      - Progressed from Business Services into the Finance function, supporting the centralisation and strengthening of accounting and reinsurance operations - Managed end-to-end reinsurance accounting, ensuring accuracy, compliance, and strong financial control - Processed general ledger journal entries and maintained integrity of financial records - Performed daily bank and balance sheet reconciliations, investigating and resolving discrepancies in a timely manner - Supported month-end and year-end close processes, contributing to accurate and timely financial reporting - Processed invoices, payments, and receipts across multiple accounts with high attention to detail - Supported facultative reinsurance placements, including preparation for negotiations and purchase processes - Prepared BAS (GST) and AIT reporting for reinsurance activities - Monitored and collected outstanding debts, improving cash flow and reducing exposures - Maintained operational documentation, including procedures and reconciliation frameworks - Implemented improvements to Excel-based reconciliation processes, increasing efficiency and accuracy

    • Banking and Loans Administration Officer
      Mar 2006 - Apr 2009 · 3 yrs 2 mos

      - Supported administration and processing of banking and loan products across retail operations - Managed daily banking activities, including cash and cheque transactions, ensuring accuracy and compliance - Performed general ledger and bank reconciliations, promptly investigating and resolving discrepancies - Assisted with preparation of loan documentation and processing of invoice payments - Responded to internal and client queries via phone and email, ensuring timely and professional resolution - Supported branch cash control processes and liaised with branch teams to resolve variances - Provided general administrative support to maintain smooth and efficient operations