Junzhe Liang

Credit Risk Management at SeaMoney

Singapore

About

Experience

  • SeaMoney (新加坡 · On-site)
    • Assistant Manager
      Jan 2024 - Present · 2 yrs 7 mos

      Led a risk management team for Seabank Cash Loan products in the Indonesian and Philippine markets - Spearheaded new product launches by designing risk management frameworks and developing comprehensive risk management roadmaps - Actively participated in product design and business roadmap creation to ensure alignment with risk management objectives - Designed a risk policy analysis framework, constructed a risk model development pipeline, and established risk monitoring metrics and frameworks to dynamically manage portfolio risk - Managed projects and coordinated with multiple stakeholders - Provided ongoing management and training for the team

    • Senior Data Scientist
      Jan 2022 - Jan 2024 · 2 yrs 1 mo

      Led risk modeling for Shopee Paylater and Buyer Cash Loan products in Singapore, Malaysia, Thailand, and Vietnam markets - Developed credit models and explored new modeling approaches and algorithms - Explored new data sources, including internal data, third-party data, and web crawling data, to enhance existing models - Created and periodically reviewed risk metrics to monitor portfolio risk - Designed and developed toB scores for external customers and funders - Collaborated closely with the business team to identify conversion and risk issues, expand the eligible user pool, and improve portfolio quality

    • Data Scientist
      Aug 2020 - Jan 2022 · 1 yr 6 mos

      Led risk modeling for Shopee Paylater and Buyer Cash Loan products in Thailand market - Developed credit models for real-time underwriting, post-loan management, and collections to effectively manage portfolio risk - Conducted data mining and feature engineering to extract business insights from large datasets - Constructed standardized data/model pipelines for system implementation and developed multiple model training tools