Kottayam, Kerala, India
I’m an MBA candidate in Finance & Business Analytics at Rajagiri with experience across financial analysis, credit risk, and data analytics. My journey has taken me from evaluating ₹50+ crore loan portfolios and streamlining credit workflows to building KPI dashboards and improving GST reconciliation accuracy at Indian Oil Corporation. I work at the intersection of business and data using SQL, Python, Tableau, Power BI, SAP, and analytics tools to turn complex information into actionable insights. What drives me is solving real business problems, whether through automation, financial analysis, or performance optimization. Currently exploring opportunities in Data Analytics, Business Analytics, and Finance Analytics where data can influence strategy and measurable outcomes. Let’s connect if you’re building with data-driven decisions.
Supporting financial reporting and analytics operations within one of India's largest public sector oil majors. Analyzed 150+ vendor invoices using SAP and Excel, ensuring accuracy in financial reporting and purchase order validation Identified and resolved inefficiencies in GST reconciliation workflows, improving process accuracy by 30% through structured data validation Built interactive KPI dashboards in Tableau to track financial performance metrics, improving visibility for internal stakeholders Conducted multi-plant cost analysis across Quilon, Cochin, and Calicut IOCL bottling units using SAP and Power Query — identifying 10–15% cost differentials and key drivers including electricity, maintenance, and inventory Cleaned and transformed large financial datasets using Excel, achieving 99% reporting accuracy across monthly cycles
Conducting credit verification and financial assessment for HDFC Bank and Axis Bank loan applicants across a multi-crore portfolio. Evaluated 100+ loan applications through financial and risk analysis — assessing income, cash flows, and repayment capacity to support underwriting decisions across a ₹50+ crore portfolio Prepared structured credit reports flagging risk indicators, directly influencing approval decisions for HDFC Bank and Axis Bank products Streamlined verification workflows using Excel-based automation, reducing turnaround time by ~25% while independently managing operations across Kottayam and Pathanamthitta Led a ₹3+ crore budgeting and expense tracking project for a 7-day film production (200+ personnel), ensuring complete reconciliation and cost control