Monaco, Monaco
Financial institutions are instruments of trust. I design and lead them. I build regulated platforms in European markets focused on capital formation, trade finance and payment infrastructure — aligning governance, capital discipline and regulatory positioning into durable institutional architecture. My work spans collaboration with commercial banks, central banks, fintech platforms and institutional investors across multiple jurisdictions. I focus on cross-border environments — identifying where credibility, efficiency and innovation reinforce one another. I have also advised governments and regional authorities on innovation systems and capital-market development, advancing institutional coherence as the foundation of long-term competitive advantage and resilient economic growth. Author of The Nordic Baltic Edge, a study of how trust, capital discipline and institutional coherence underpin durable competitiveness in advanced economies.
Stream Innovation is a venture development factory for fintech based business incubation and development, focusing on start-up, funding and expansion of disruptive fintech business ideas. Our focus is on the disruptive change of the payment sector in the global financial industry. Technology is upending workflow and processes in financial services, and tasks once handled with paper money, bulky computers and human interaction are now being completed entirely through digital interfaces. Given how pervasive financial services are across the globe, the disruption opportunity for payment service based fintech startups is massive. Change is driven by regulatory reform and harmonisation, and in this lies vast business opportunities.