Puchong, Selangor, Malaysia
Personality: Possess positive attitude and able to work independently with a little guidance. Current Work Experience: Provide support to anything related to Retail and Non-Retail Scorecard system related manners from engaging to implementation of scorecards. Current knowledge on scoring system: ICRES (Actico), Transact (by Experian) Activate (by GBG) system. Previous Work Experience: Review and analyse regulatory/statistical reporting (internal / external). Preparation on Department Annual Budget/Claims/Administration matter. Reviewing consumer loans quality and being able to access and make any necessary pre-emptive measures to lower the default risk.
Rating Implementation 1. Support Non Retail Scorecard and Scoring Infrastructure. 2. Support and implement new/revised scorecard related matters.
System Implementation: 1. Support scorecard related matters. 2. Support and implement new/revised scorecard related matters.
1. To interprete regulatory guidelines and numeric/financial information to support senior management decision making. 2. Responsible in preparing various internal and regulatory reports for Bank Negara Malaysia (BNM), Credit Risk Management Committee (CRMC) and Operational Risk Management Committee (ORMC). 3. Responsible in preparing various Statistical Profiling via Statistical Analysis System (SAS) Tool to analyze, to profile and to monitor the risk profile of the borrowers based on various dimensions and segmentations. 4. Conduct credit and financial risk assessment on existing and new customers and provides remedial actions or solutions in lowering the Bank’s Overall Credit Risk. 5. Ensure loans are approved according compliance to the Bank’s Credit Policy and Procedures. 6. Escalate branches’ request and appeals for Head Office’s approvals.
1. Responsible in preparing various internal and regulatory reports for external and internal parties. 2. Liaise with various Head of Departments to extract and analyse data used for financial and risk management reporting on monthly/ quarterly/annually basis. 3. Provide support to team member in preparation of daily,monthly, quarterly financial account closing. 4. Prepare payment and journal voucher and upload entries to Accounting Voucher System on daily basis.