Carmichael, California, United States
● Develop and maintain financial models for quantitative analysis, valuation, and forecasting. ● Lead new loan program creation and integration across pricing and margin management systems for seamless end-user access to accurate eligibility and pricing. ● Prepare clear concise summary documentation and spreadsheets for use in proposals and/or reports. ● Conduct complex data querying, manipulation, transformation, and analysis of large datasets. ● Develop and document automated data verification processes to facilitate administration of corporate policies. ● Identify issues and areas of potential revenue leakage and exposure, determine causes and recommend operational changes to minimize exposure. ● Develop and maintain analytics to ensure quality control around margin management. ● Provide data and reporting support for product and pricing related projects and initiatives. ● Develop and maintain SQL queries to support ad-hoc reports and analysis. ● Serve as primary liaison in resolution of margin allocation inquiries. ● Lead ongoing training seminars for the pricing team.
● Conduct price reconciliations against secondary market executions and investor parameters to optimize the value of a portfolio. ● Perform ad hoc quantitative and qualitative analysis reporting for executive management. ● Actively work across multiple departments to highlight opportunities for improvements and ensure accurate implementation of loan program implementation across all relevant systems. ● Ensure mortgage pipeline data is accurate for hedging, trading, and accounting activities. ● Validate and reconcile loans purchased by investors. ● Work directly with pricing desks, mortgage brokers, mortgage insurance companies, banking institutions, and Wall Street firms to satisfy day-to-day business operation requirements. ● Assist in the creation of MBS pool formation to maximize de minimis delivery limits and ensure maximum pricing execution.