John Saul

Fraud, Financial Crime and Change Management Consultant

Markham, Ontario, Canada

About

• Senior fraud, financial crime, risk and change management consultant, with strong expertise in advisory services, program management, reporting, compliance and managed services. CAMS-certified AML professional. • Excellent communications and change management skills, with successful experience in leading strategic initiatives to enhance customer experience, reduce risk and strengthen compliance; • Deep experience in personal and commercial banking, including contact centres, online & mobile channels and payments, as well as corporate banking and enterprise risk & compliance functions.

Experience

  • AML Team Lead at Protiviti
    Apr 2025 - Aug 2025 · 5 mos

    Manage a team of analysts conducting core investigations of AML transaction monitoring cases on behalf of a major Canadian bank. Promote team productivity while ensuring compliance with regulatory and client standards through quality control reviews, feedback and coaching.

  • Independent Consultant at Optimus SBR
    Jul 2024 - Oct 2024 · 4 mos

    Provided advisory services as fraud management subject matter expert to enhance anti-fraud capabilities and related business controls for a Canadian banking client.

  • Independent Consultant at Promontory Financial Group, an IBM Company
    Feb 2014 - Dec 2023 · 9 yrs 11 mos

    Consulting services for fraud & financial crime risk mitigation and compliance. Fraud program gap assessments and advisory services to guide remediation initiatives for global and regional financial institutions. Project management for a major AML enhancement program for a leading global financial institution. Co-leader of a business service delivery team, supporting clients' AML compliance operations through a managed services approach.

  • Independent Consultant at BMO Financial Group
    Jun 2014 - Jan 2015 · 8 mos

    Project and change management services to support development of enhancements to enterprise stress testing and scenario planning capabilities.

  • Independent Consultant at Canadian Financial Services Company
    Dec 2013 - Jan 2014 · 2 mos

    Provided advisory services to a leading Canadian financial services company to guide its efforts to incorporate fraud risk assessments into the operational risk management processes of its clients.