Abu Dhabi Emirate, United Arab Emirates
Senior banker with 24 years experience in GCC, Asia & North Africa, having a P&L mindset and a 360 degree view of banking & financial services industry spanning across Analytics, Product Development, Marketing, Strategy & Implementation, Affluent and Consumer segments. Has a proven track record of contributing to the profitability of previous employers by generating income & revenue growth. Specialties: - Business Intelligence & Analytics - Affluent and Consumer Segments - Business Planning & Performance Management - Retail Product Management- Deposits, Loans, Credit Cards, Overdraft, Insurance, Investments - Develop & Implement Strategy, Create Strategy Maps, Balanced Score Cards - Budgeting: Enterprise wide Capex/Opex/Revenue budgets - Financial forecasts & trend analysis - Product Pricing: Assets & Liabilities - Repricing of loans portfolio, Review of cost of funds - Customer Segmentation, Segmented pricing - Portfolio management - Market Research, NPS, Mystery Shopping - Product / Customer Life Cycle Management - Marketing: Promotions, micro-marketing events, ATL/BTL campaigns - ALM, FTP Models - Business process re-engineering - P&L/Balance Sheet Management - Project Management - Creation of effective credit criteria and regular policy reviews - Implementation of CRM, CLM - Public Speaker - Fintech Evangelist - Board Member - Digital Transformation - Microfinance & lending as a service. - Sales leadership. - B2B, B2C
One of the largest financial institutions in Africa with 6500 plus employees and 400 plus branches; Tanmeyah is the leading NBFI player in the Egyptian financial services industry with a concerted focus on MSME.