Jess Ng

Strategic leader in Retail and SME Lending (Credit Card, Mortgage, Personal Loan, SME Loans, Wealth Financing, Premium Financing)

Hong Kong, Hong Kong SAR

About

- Possess solid Retail Banking and SME experience in Bank of China (Hong Kong), Hang Seng Bank and Standard Chartered Bank -Specialize in lending including secured and unsecured lending products (mortgage, credit card, personal loan, premium financing, wealth financing) as well as SME Loans.

Experience

  • Assistant General Manager, Head of Unsecured Lending Division at Bank of China (Hong Kong)
    Aug 2023 - Present · 3 yrs

    Lead Personal Loans and SME Lending business

  • Hang Seng Bank (Hong Kong SAR)
    • Head of Secured and Unsecured Loan Products
      Sep 2018 - Aug 2023 · 5 yrs

      Lead consumer lending product teams including mortgage, personal loan, premium financing, secured overdraft and wealth lending.

    • Head of Business Strategy and Product Development, Secured Loans
      Jul 2013 - Sep 2018 · 5 yrs 3 mos

  • Director at Hang Seng Finance & Hang Seng Credit Limited
    2020 - Jul 2023 · 3 yrs 7 mos

  • Standard Chartered Bank (Hong Kong SAR)
    • Senior Manager, Portfolio Management, Unsecured Lending
      Feb 2012 - Jun 2013 · 1 yr 5 mos

      Lead credit card and personal loan portfolio management teams

    • Senior Manager, Process and Channel Management, Secured Lending
      Apr 2011 - Feb 2012 · 11 mos

    • Manager, Process and Channel Management, Secured Lending
      Feb 2010 - Mar 2011 · 1 yr 2 mos

  • Hang Seng Bank (Hong Kong SAR)
    • Manager, Portfolio Management and Product Development, Secured Loans
      Jul 2003 - May 2007 · 3 yrs 11 mos

    • Management Trainee
      Jul 2001 - Jun 2003 · 2 yrs