Aurangabad, Maharashtra, India
Analytical and performance-driven Credit Risk & Research Analyst with 4 years of experience in credit analysis, counterparty risk assessment, and financial modeling across leveraged finance and private markets. Proven expertise in preparing credit risk assessment reports, financial spreads, and opinion-based credit memos covering global corporates and speculative-grade debt instruments. Skilled in evaluating business models, financial strength, market environment, and creditworthiness to support investment and risk decisions for global banking clients. Recognized with awards for delivering high-quality credit research under tight deadlines.
• Conducted counterparty credit risk assessment of corporates in the US & European leveraged finance markets, covering $100B+ syndicated and secondary loan data. • Prepared detailed credit risk reports and financial spreads, analyzing operating environment, business strength, financials, and management strategy. • Authored annual opinion-based credit risk assessments on portfolio corporates, incorporating market events, industry positioning, and financial health. • Collaborated with onshore analysts to evaluate complex debt structures (CLOs, leveraged loans, private debt) and assign credit ratings using internal frameworks. • Monitored market events and sectoral shifts, assessing implications on coverage portfolio and updating credit models accordingly. • Authored detailed, opinion-based annual credit risk reports for a dedicated portfolio of corporate entities, and conducted in-depth fundamental analysis to assess business models, industry positioning, and financial health. • Recognized with “Star of the Quarter” and “Spot Award” for consistently delivering high-quality outputs and exceeding production benchmarks.
• Supported credit rating methodology by recommending internal ratings based on risk frameworks. • Conducted financial spreads and credit data validation for banking clients, ensuring accuracy and consistency across risk reports. • Built structured databases to track debt instruments, BDCs, and fund-level exposures, enhancing portfolio-level insights for clients. • Supported the integration of new data fields and taxonomies, working in collaboration with product managers and engineers to improve user workflows. • Assisted senior stakeholders with ad hoc credit research projects, industry overviews, and client-specific data analysis. • Mentored and trained junior analysts, accelerating onboarding and ensuring adherence to credit analysis best practices.
During my stint as Junior Project Manager, I conceptualized and executed project management, set making, OCR generation research, recruitment, team coordination, software testing, documentation, presentation, etc. • Successfully managed strategic planning initiatives as directed by the senior director of Project Management. • Oversaw multiple cross-functional teams, assigning tasks such as research, analysis, design, development, testing, issue resolution, and documentation. • Coordinated with project teams to ensure consistent and timely project deliveries, maintaining alignment with project objectives. • Evaluated project progress and recommended process improvements to enhance efficiency, resulting in streamlined operations and improved productivity. • Managed project budgets, ensuring adherence to financial parameters while meeting client requirements. • Demonstrated exceptional planning, organizational, and customer-focused leadership skills to mitigate risks and ensure project success. • Collaborated with cross-functional teams to facilitate discussions on project development, cost analysis, benefit realization, timeline adjustments, and risk mitigation. • Successfully managed strategic planning initiatives as directed by the senior director of Project Management.