Istanbul, Istanbul, Türkiye
Credit Analyst | Corporate Banking | Credit Risk Management | Regulatory Compliance Currently working in the Corporate Banking Credit Allocation Department, with responsibilities focused on developing, implementing, and periodically updating credit policies in accordance with internal regulations, national legislation, and Bank of China Group guidelines. Conducting timely and accurate creditworthiness assessments for corporate loan applications, ensuring comprehensive risk evaluation and maintaining minimum credit risk exposure for the bank. Monitoring credit risk exposures on a regular basis and reporting to authorized bodies. Implementing necessary actions such as collateral structuring and loan restructuring to mitigate risk effectively. Supporting infrastructure development for process automation and operational efficiency within credit allocation workflows. Leading needs assessments related to credit operations and documentation, while designing and implementing internal training programs for employees. Following up on the bank’s credit portfolio and monitoring sectoral trends to ensure the collection and use of accurate and up-to-date data in the decision-making process. Designing and managing credit data warehouses, analytical models, and reporting frameworks. Adopting a systematic, regulation-sensitive, and data-driven approach to credit allocation and risk management processes. Core Competencies & Skills • Credit Analysis • Corporate Credit Allocation • Credit Risk Management • Financial Analysis • Risk Assessment • Credit Policy Development • Regulatory Compliance • Financial Reporting • Data Analysis & Modeling • Credit Process Automation • Portfolio Management • Collateral Management • Loan Restructuring • Banking Regulations • Credit Training & Content Development • Advanced Excel Skills • Decision Support Systems • Internal Audit & Control • Sectoral Trend Monitoring