Singapore
Experienced Associate with a demonstrated history of working in the banking industry. Skilled in Analytical Skills, Credit Risk, Data Analytics, and Operational Risk. Strong professional with a Bachelor of Business Administration (B.B.A.) focused in Finance from National University of Singapore.
• Design and drive implementation for consumer loan’s strategy and policy, including application workflow design, pre-screening, credit policy, credit limit, risk based pricing • Conduct data analysis with SQL programming to evaluate the credit worthiness of new credit applicants and monitor the ongoing financial performance of existing credit customers
• Conduct data analysis with SAS/SQL programming to monitor and evaluate consumer loan portfolio • Identify and validate opportunities to design and implement acquisition and portfolio management policies through credit risk analysis • Perform regular portfolio quality review reporting to monitor the ongoing credit performance
• Conducted Risk Control Self-Assessment (RCSA) by evaluating processes to identify control weaknesses • Reported Key Risk Indicators (KRIs) to identify and address adverse trends/incidents on a monthly basis • Performed Risk Event Reporting to analyse root causes, propose and validate operational risk action plans
• Performed client onboarding and documentation review • Improved data quality of client information through the review of operational processes
• Assisted McKinsey consulting teams on client engagements with research requirements • Conducted primary and secondary research by leveraging proprietary and third-party data sources
• Performed control modeling / process mapping for Reference Data Control projects • Planned and delivered control improvement plans
• Conducted analysis on the role of competency tracking and planning in the services industry • Conceptualised, planned and executed human resource management system • Developed visa tracker for the Resource Management Group