Gurugram, Haryana, India
* Wholesale Lending * Commercial Lending * Credit Documentation * Facility Agreements * Loan Lifecycle * Credit Risk * RBI Compliance * CRILC * Transaction Management * Stakeholder Management * Process Improvement
Manage end-to-end corporate and commercial loan documentation lifecycle including facility agreements, amendments, and security documentation. Oversee credit transaction management including documentation review, system booking, and post-approval compliance validation. Ensure adherence to internal credit policies, regulatory requirements, and global risk frameworks. Lead the Credit Exception Resolution Team (CERT) to resolve policy exceptions and improve documentation accuracy. Coordinate with credit risk, legal, and relationship teams to support smooth execution of lending transactions.
Handled documentation review and credit maintenance for commercial and retail lending portfolios. Implemented short-term extension credit policy within wholesale risk framework. Prepared CRILC regulatory reporting templates aligned with RBI compliance standards. Maintained audit readiness and ensured strict adherence to internal credit controls.
Exceeded monthly and quarterly sales targets, contributing to an 18% increase in team performance.
Built strong client relationships and consistently exceeded individual and team targets by identifying client financial needs.