Switzerland
I do my best work where risk and strategy must move together. As a regulator-approved Chief Risk Officer and former Global Head of Non-Financial Risk at the International Monetary Fund, I help institutions strengthen governance, scale with discipline, and make better decisions under uncertainty. My experience spans global financial institutions, multilateral organizations, and regulated fintech platforms. I have designed and embedded enterprise risk frameworks, risk appetite and tolerance models, and Board-level governance architectures, including the IMF’s Risk Tolerance Framework, approved by its Executive Board. I work closely with Boards, executive teams, regulators, and business leadership to turn complex risk dynamics into clear choices: what to pursue, what to avoid, what to absorb, and where to build resilience before pressure arrives. Across the enterprise, I help clarify ownership, strengthen independent challenge, and connect risk appetite to strategy and execution. My work combines strategic advisory with hands-on execution across banking, fintech, payments, and multilateral environments, with a particular focus on how regulation, technology, financial infrastructure, liquidity intermediation, and institutional change reshape risk and governance. I also guest lecture on risk, strategy, and decision-making, and engage with senior practitioners on emerging geopolitical, technological, macroeconomic, and institutional risk themes. At its core, my work is about building risk functions that improve institutional decisions where complexity, regulation, and strategy meet.
Appointed as the firm's first regulator-approved Chief Risk Officer and Member of Management to establish and lead the enterprise-wide risk and compliance function during a period of rapid growth and institutional scaling. Built and embedded the firm's risk architecture across a regulated cross-border payments and FX platform (including card program infrastructure on the Mastercard network), strengthening governance, control frameworks, and risk-informed executive decision-making. Established and operationalized core components of the risk framework, including risk appetite, KRIs, operational resilience, fraud and financial crime controls, and Board-level reporting. Acted as primary interface with the FMA Liechtenstein on regulatory and supervisory matters. Enterprise Risk Management · Strategy & Governance · Payments & Card Scheme Risk · Regulatory Engagement · Operational Resilience
Led enterprise-wide non-financial risk management for a globally significant financial institution, establishing governance across operational, strategic, reputational, and technology risk domains. Designed and operationalized the IMF’s first Enterprise Risk Management framework and policy, and developed the Risk Tolerance Framework – approved by the Executive Board – embedding risk appetite into institutional strategy and executive decision-making. Advised the Executive Board and senior leadership on enterprise risk exposures, and led horizon scanning across geopolitical, macroeconomic, and technological domains, strengthening forward-looking risk identification and enhancing institutional resilience. Enterprise Risk Management · Risk Appetite & Tolerance · Board & Executive Advisory · Strategy & Governance · Operational Resilience · Emerging Risk & Horizon Scanning
Led second-line operational and resilience risk oversight for HSBC's U.S. Wealth Advisory & Private Bank, a complex, multi-product, highly regulated business spanning investment, advisory, and private banking activities. Embedded risk governance across product lifecycle, transformation initiatives, and resilience assessments, including risk and control assessments, scenario analysis (CCAR/DFAST), and risk appetite alignment. Provided independent challenge to business, product, and investment teams, ensuring effective risk identification and integration into commercial decision-making. Supported regulatory engagement across a multi-regulator, cross-jurisdictional environment (Federal Reserve, OCC, PRA) – delivering regional implementation of HSBC's Operational Risk Management Framework ahead of schedule. Operational Risk · Operational Resilience · Change & Product Risk · Regulatory Engagement · Risk Governance & Independent Challenge
Led risk advisory engagements for global financial institutions, delivering enterprise and operational risk assessments across complex, multi-jurisdictional environments. Managed cross-functional teams executing large-scale RCSAs, process mapping, and control optimization initiatives, strengthening governance, control effectiveness, and regulatory alignment. Engagements included a global Prime Brokerage RCSA for a Tier 1 investment bank, divisional risk assessments and control re-engineering for leading UK banks, and the design of a portfolio credit risk assessment methodology for a major U.S. card issuer. Risk Advisory · Operational Risk · Control Frameworks & RCSA · Credit Risk · Risk Assessment Methodologies
Led global operational risk management for American Express's large-scale, transaction-driven payments network, supporting real-time processing across international markets and business units. Designed and implemented the firm's risk-based product approval process and product risk rating framework, embedding structured risk assessment into the development and rollout of payment products globally. Established enterprise operational risk profiles and executive reporting, enhancing visibility into risk exposure, control effectiveness, and operational dependencies across a complex, distributed platform environment. Designed and built the enterprise-wide product risk rating system and Operational Risk Profile, adopted across all of American Express. Operational Risk · Payments Network Risk · Product Governance · Enterprise Risk Reporting · Control Frameworks