Harsh Vivek

Product & Partnership Head– Pluto Money | Ex-ICICI | Ex-Founder – Econut | PGDM – IMI Kolkata | B.E. – BIT Mesra | Epistolist – Finance & Management | Author - Amazon KDP & NotionPress

Bengaluru, Karnataka, India

About

Product, Partnerships, and Growth Leader with experience spanning fintech, banking, entrepreneurship, and wealth management. Currently leading Product & Partnerships at Pluto Money, where I drive product innovation, strategic alliances, and regulatory first execution across wealth tech, credit intelligence, and financial infrastructure. My focus is on building scalable financial products and business ecosystems that create meaningful customer impact. Prior to this, I worked in Transaction Banking at ICICI Bank and also embarked on an entrepreneurial journey as a founder, gaining firsthand experience in building businesses, navigating uncertainty, and turning ideas into execution. These experiences have shaped my approach to leadership, combining product thinking, commercial acumen, partnership development, and operational excellence. Beyond the corporate world, I am an author and storyteller, exploring themes around human behavior, socio-economic realities, and modern India. I believe that whether building products, businesses, or stories, success starts with understanding people. Passionate about the future of fintech, wealth management, and financial inclusion, and always open to connecting with leaders, founders, and innovators building what’s next.

Experience

  • Pluto (Full-time · 1 yr)
    • Product & Partnership Head
      Dec 2025 - Present · 7 mos

      * Own product strategy, roadmap, and partnerships for Pluto Money’s wealth tech platform, aligning business growth with regulatory requirements. * Designed and launched a proprietary AI driven Mutual Fund Portfolio Allocation Algorithm to deliver personalized investment recommendations. * Built an intelligent eCAS Analysis Engine enabling automated portfolio insights, investment tracking, and customer portfolio health assessment. * Conceptualized and launched a Credit Bureau Score Tracker & Analytics Module, helping users monitor credit profiles, score movements, and financial health trends. * Led the development of advisory workflows, customer journeys, monetization models, and SEBI RIA aligned product capabilities. * Embedded compliance by design principles into product architecture, ensuring regulatory adherence across MFD and advisory businesses. * Managed end to end regulatory initiatives including SEBI compliance, MFD and RIA registration processes, audits, governance, and investor protection requirements. * Continued ownership of strategic partnerships with AMCs, RTAs, banks, CKYC providers, and fintech ecosystem partners. * Drove cross functional execution across product, engineering, compliance, legal, and operations teams to deliver scalable and compliant financial products.

    • Partnership Head
      Jul 2025 - Dec 2025 · 6 mos

      * Led the end to end launch of Pluto Money’s AI enabled wealth investing platform under the Mutual Fund Distribution (MFD) model. * Owned go to market strategy and execution, coordinating across product, technology, legal, marketing, and operations teams. * Managed strategic partnerships with AMCs, RTAs, banks, KYC/CKYC providers, payment partners, and fintech infrastructure providers. * Defined commercial models, SLAs, governance frameworks, and led partner negotiations and integrations. * Drove regulatory and compliance initiatives, ensuring adherence to SEBI guidelines, investor protection standards, audit requirements, and grievance redressal mechanisms. * Led MFD registration and licensing processes while supporting regulatory readiness and ongoing compliance reporting. * Established SOPs, operational controls, and scalable frameworks for partnership and compliance functions. * Collaborated with leadership on regulatory strategy, stakeholder management, and investor-facing initiatives.

  • Author at Notion Press
    Aug 2025 - Present · 11 mos

    Passionate storyteller bringing thought-provoking narratives to life. My debut novel “A Voice Between Worlds” explores resilience, emotions, and unseen connections, now published with Notion Press and available on Amazon, Flipkart & NotionPress website.

  • Author & Self-Publisher at Kindle Direct Publishing
    Aug 2025 - Present · 11 mos

    Pursuing my passion for storytelling, I began my journey as an independent author, writing and self-publishing my work through Kindle Direct Publishing (KDP). My debut e-book, “A Voice Between Worlds,” is now available for readers on Amazon Kindle. The book explores themes rooted in human connection, self-discovery, and the unseen threads that link our realities. Through this creative endeavor, I’ve gained hands-on experience in the end-to-end publishing process—right from ideation, drafting, editing, and formatting to cover design, metadata optimization, and digital publishing. I am currently working on future titles, driven by the desire to tell meaningful stories that resonate with readers. Key Highlights: • Authored and published debut novel via Amazon Kindle • Managed the entire publication lifecycle independently • Built foundational knowledge in book marketing and reader engagement • Developed a consistent writing habit alongside a full-time professional career

  • ICICI Bank (Bangalore Urban, Karnataka, India · On-site)
    • Senior Manager
      Mar 2024 - Jul 2025 · 1 yr 5 mos

      Managing a portfolio of top MNCs based in Bangalore, delivering tailored Cash Management Services (CMS) and trade finance solutions. Streamlined CMS implementation, cutting transaction processing time, improving client satisfaction and retention. Offering 360 degree banking solutions to corporate tailored as per their requirements.

    • Deputy Manager
      Jun 2021 - Mar 2024 · 2 yrs 10 mos

      Exceeded acquisition and revenue targets by onboarding new corporate clients and deepening existing relationships, driving significant growth for the bank. Collaborated with Wholesale Banking and Treasury teams to create customized CMS and trade finance solutions, enhancing operational efficiency for corporate clients. Awarded “Best Performer” multiple times in FY23 and FY24 for outstanding client management and revenue generation.

  • CMO & Co-Founder at ECONUT Sustainable Solution Pvt. Ltd.
    Aug 2020 - Aug 2021 · 1 yr 1 mo

    Spearheaded the successful completion of 10+ high-impact marketing projects, driving brand growth and customer acquisition. Achieved a 40% improvement in SEO rankings, leading to a significant increase in organic website traffic and higher lead conversion. Expanded LinkedIn reach by 50%, enhancing brand visibility and engagement with key industry professionals and target audiences. Developed and executed data-driven digital marketing strategies, resulting in a 30% boost in ROI across multiple channels. Led cross-functional teams to optimize content marketing, PPC campaigns, and social media strategies, increasing overall brand engagement and customer retention. Played a key role in scaling the business,contributing to a 25% year-on-year revenue growth through targeted marketing initiatives.