Delhi, India
Experienced Finance Analyst with over 5+ years of working in the outsourcing banking industry. Skilled in Finance & Treasury Operations, Liquidity Management, Cash Management, Bank reconciliation and Business Process Improvement with a Master of Business Administration (MBA) focused in Human Resources Management and Services from Guru Gobind Singh Indraprastha University.
SEPA Instant – ISO 20022 • Managed requirement gathering and documentation for SEPA clearing payment flows, including XML-to-system format mapping. • Created BRDs, process flow diagrams, MT–MX mapping documents, and user stories. • Conducted stakeholder walkthroughs, supported Scrum activities, obtained sign-offs, and provided functional support to QA during UAT. Hong Kong Real Time Payments – ISO 20022 • Updated system validations for PACS.008, PACS.002, CAMT.056, CAMT.029, and PACS.028 messages. • Responsible for requirement gathering, change management, stakeholder coordination, and creation of user stories for inbound processes. • Delivered BRDs, workflow diagrams, walkthrough sessions, and supported QA during UAT. Swiss RTP and Mandated Changes 2024 – EBA Regulatory • Implemented updates to regulatory message validations including PACS.008, PACS.002, CAMT.054, CAMT.053, CAMT.056, CAMT.029, and PACS.028. • Created user stories for inbound and outbound flows, prepared BRDs, workflows, and delivered stakeholder walkthroughs. • Supported QA teams with functional queries and performed UAT functional testing.
• Handling Team of people Assigning task to them and working with them closely on process improvement. • Working on New Tools and techniques which smoothens the functioning of our process. • Summarizing ICE cost invoice for billing. • Coding/referencing supplier invoices. • Reconciling supplier statements. • Ad Hoc Analysis work for the finance function • Continuous improvement of this role within the finance department • Ensure payment accuracy and requested/received in a timely manner • Taking care of GEO Banking activities such as Bank Reconciliation, Cash flow, GEO Schedule, and GEO Payments. • Invoicing/Billing clients for employee’s payrolls on a monthly/semi-monthly basis. • Generate Database reports and queries to assist the financial reporting requirements. • Coordinate with other departments to complete needs assessments and ensure timely completion of payrolls. • Mailbox management and handling client escalations • Reconciling funds received from clients and paid to supplier on daily basis. • To Ensure profits are transferred to concerned accounts and timely closure of employee’s payroll. • Compliance checks for on boarding/off boarding workers and closely monitors the statutory requirements before the commencement of payroll. • Chasing debtors so that employees get paid on time without any delay.
• Summarizing ICE cost invoice for billing. • Processing invoices • Coding/referencing supplier invoices. • Reconciling supplier statements. • Ad Hoc Analysis work for the finance function • Continuous improvement of this role within the finance department • Ensure payment accuracy and requested/received in a timely manner • Taking care of GEO Banking activities such as Bank Reconciliation, Cash flow, GEO Schedule, and GEO Payments. • Invoicing/Billing clients for employee’s payrolls on a monthly/semimonthly basis. • Generate Database reports and queries to assist the financial reporting requirements. • Coordinate with other departments to complete needs assessments and ensure timely completion of payrolls. • Mailbox management and handling client escalations • Reconciling funds received from clients and paid to supplier on daily basis. • To ensure profits are transferred to concerned accounts and timely closure of employee’s payroll. • Compliance checks for on boarding/off boarding workers and closely monitors the statutory requirements before the commencement of payroll.
-Preparing and evaluating daily Cash flows and simultaneously forecasting future treasury requirements: Basis all cash inflows and outflows related to the Escheats, investment portfolio, was responsible for preparing the cash flow statements thereby ensuring positive end of day balances across all folios maintained by Health group insurance. -Coordinating with Investment Teams on a daily basis: For smooth settlement of claims and other day to day activities, for projecting the future cash flows -Analysis of all day to day expenses relates to Company. -Processing wires for ensuring on time payments to customer and clients related to Client. -Preparation of Management and Regulatory reports for senior level presentations. -Reviewing day to day reconciliation reports for all inward and outward transactions. -Business continuity planning (BCP): Coordinated with the bank for fulfilling the requirement of client. Also coordinated with the BCP team of the company to ensure the requisite outcome within the agreed turn-around time. -Identified by the business teams of the company for providing quick and appropriate solutions thereby improving client servicing. -Was briefly involved in identifying risks emanating within the treasury function of the Health group Insurance. Conducted in-depth process reviews so as to identify process gaps and assisted in formulating mitigants.
-Cash and Forward FX reconciliations: The reconciliations were completed after thorough coordination with custodians globally and receipt of relevant information with respect to the trades executed -Liasoning with teams globally: Effectively liaised between teams across Asia, the United States, Europe and the United Kingdom for ascertaining the accurate wire repair of payments for better client servicing. -Coordinated for completing operational risk metrics and business continuity planning for the Global Wholesale Banking vertical: As an active team player, extended efforts towards identifying risks inherent in the current process and assisted in formulating mitigants. Also coordinated for completing the business continuity planning and supported onshore locations in completing the reconciliations. -Learning and Development: Effectively contributed towards smooth processing of the wire payments. Became a subject matter expert for Manila & Taipei Branch and assisted in training new and existing members of the team with STP(Straight through Processing) Ideas within a short span of 10 months
HDFC bank is the fourth largest Bank in India. HDFC bank deals with three key business segment-Wholesale Banking Services, Retail Banking Services and Treasury. I was working with Housing Development Finance Corporation in retail banking segment as Teller, my task was to receive cash or withdraw cheque amount according to customer requirement. Managing cash transactions all cash Transactions like Cash deposit, Fund Transfer, Cheque withdrawal, NEFT & RTGS. Monitoring all incidents received on mail Experience in foreign Exchange activities Day-to-Day accounting activities and voucher making. Bank & Debtors / Creditors Reconciliations Assisting Auditors during Bank Audit Assisting Customers for their queries Preparation of all types of MIS.