Atlanta, Georgia, United States
Accomplished Executive Leader with 27 years in the financial services industry with a record of building and leading a national and international credit delivery systems and winning teams. Solid strategic and line management experience. Managed $330mm P&L, $8.1 Billion loan portfolio. Expertise in structuring and approving commercial loans for Middle Market Companies and High Net Worth Individuals, Trusts, Estates, International clients, Law Firms, Medical Practices, Family Office and Sports and Entertainment. Strong regulatory compliance and governance experience.
A national non-profit organization that provides talented low income young adults with technical and life skills training that will empower them to obtain a professional career and higher education. Our young adults, ages 18-24, are currently under or unemployed and not enrolled in a post-secondary educational institution.
Appointed to develop strategy, establish risk governance, and formalize operational processes. Reported to Chairman of Raymond James Bank. • Managed Loan, Branch Deposit Operations and Bank Technology – 106 professionals, $24B • Led Fraud Management, Cybersecurity, Money Movement, Business Continuity, Supplier Risk • Developed and implemented Enterprise Framework for Regulation W • Established agenda and governance for Board of Directors Audit and Risk Committee • Developed CECL compliance and implementation strategy • Served as Point of Contact for Federal Reserve and OCC Bank Regulators ensuring the establishment of solid regulatory practices as the bank transitioned to Mid-Size Bank Coalition • Developed processes to improve vendor relations resulting in $10mm in cost savings • Served as Enterprise Risk Manager overarching responsibility for all risks
• Consult and Educate Individuals, Small Businesses, Medical Practices, and Foundations on Capital Needs • Partner to obtain financing with competitve structure, pricing, and terms • Faciliate preparation of documents required for financing
Appointed to increase and drive loan demand in 18 markets. Reported to Head of PWM. ∙Managed Credit Sales Production across all Private Wealth Segments ∙Drove $1.9Billion in new loan production on $8.1Billion loan portfolio ∙Developed and Executed Sales Strategies to create loan demand ∙Delivered credit advice and solutions for PWM Clients ∙Led a team of 31 Credit Advisors with six industry specialties
Appointed to restructure and build national and international credit delivery system for High Net Worth clients. Reported to Head of PWM ∙Lead seven credit teams 130+ Credit Professionals; High Net Worth, Medical, Legal, Sports and Entertainment, International, Consumer, Family Office ∙Managed $8.1Billion loan portfolio ; $330MM P&L ∙Transformed PWM Credit Team; Key contact for Federal Reserve Bank on actions and approvals ∙Structured and Negotiated PWM commercial and consumer lending policies ∙Created job families and core responsibilities for the team ∙Established staffing models and metrics to improve productivity ∙Developed and Executed Pricing metrics and tools for commercial and consumer lending ∙Pricing increased 91 bps in 24 months ∙Responsible for all Regulatory Training and Audits ∙Received Satisfactory Rating from FED on all audits