Athens Metropolitan Area
Banking professional with 18 years of experience in wholesale and corporate credit, specializing in the structuring, execution, and management of Structured Bilateral Loans (SBL), Bond Loans, and complex financing solutions for medium and large enterprises. Currently working within Alpha Bank’s Wholesale Lending Products division, I support corporate clients through the full lending lifecycle — from deal structuring and negotiation through contractual documentation, collateral design, securities monitoring, and portfolio oversight. My expertise includes investment financing under Development Law frameworks, co-financed lending programs (EIB, EIF, NSRF), and cross-functional coordination with legal, derivatives, trade finance, and international banking units. Recognized for strong credit judgment, precision in loan documentation, and the ability to deliver tailored financing structures that align corporate strategy with regulatory and risk requirements.
Wholesale Lending Products • Structure and execute Bond Loans and Structured Bilateral Loans (SBL) tailored to corporate client financing needs. • Lead the preparation of complex loan, collateral, and security documentation for wholesale banking transactions. • Negotiate financial terms and facility structures directly with corporate borrowers and stakeholders. • Evaluate and supervise collateral packages including mortgage registrations, corporate guarantees, and pledged securities. • Oversee a portfolio of wholesale clients, supporting credit servicing, renewals, and financing expansion. • Finance strategic investment projects under Development Law provisions, supporting national growth initiatives. • Coordinate approvals and execution with internal divisions including Legal Services, Derivatives, Trade Finance, Legalization, International Relations, and Business Centers.
Wholesale Banking Credit Department • Supported medium and large enterprises through structured wholesale lending solutions and credit servicing. • Drafted and executed contractual frameworks and collateral agreements for corporate financing transactions. • Designed and monitored securities including mortgages, guarantees, deposit pledges, leases, and project-based collateral. • Managed client credit portfolios, supporting compliance, documentation accuracy, and risk alignment. • Issued letters of guarantee and handled credit guarantee openings through trade finance channels. • Delivered long-term facilities and working capital financing, aligned with corporate liquidity strategies. • Structured subsidized and co-financed lending under programs such as EIB, EIF, NSRF, supporting investment growth.
Wholesale Banking Credit Department • Delivered corporate lending services to medium and large enterprises across wholesale banking segments. • Managed credit limits and facility structuring for corporate customers within risk governance frameworks. • Produced and finalized wholesale loan documentation, collateral contracts, and security registrations. • Implemented securities structures including mortgage registrations, corporate guarantees, pledges, and leasing contracts. • Executed long-term lending and working capital facilities supporting corporate expansion and liquidity planning. • Issued guarantees and credit instruments in cooperation with the Bank’s Trade Finance Department. • Structured co-financed lending solutions through EIB, EIF, EAT, and Development Law investment financing mechanisms.
Business Center of Crete & Dodecanese • Supported SME and corporate clients through credit analysis, lending proposals, and limit monitoring. • Managed regional credit portfolios for enterprises based in Crete and the Dodecanese. • Conducted credit assessments and contributed to structured lending decisions for business customers. • Prepared contractual and collateral documentation supporting secured lending execution. • Recommended and registered securities including mortgages, guarantees, pledges, leasing agreements, and project contracts.
• Managed property promotion activities for residential and commercial listings. • Conducted market outreach, advertising, and client-facing property presentations. • Supported rental and sales transactions through structured client engagement.