Floris Pijnse van der Aa

Fractional Compliance Executive | Navigating Regulatory Waves

The Randstad, Netherlands

About

Regulation can feel like rough water. In fintech and financial services, navigating growth, regulatory pressure, financial crime risks, GDPR obligations and operational change is about more than managing complexity. It requires clear judgment, resilience and the ability to move forward under pressure. With a background spanning law, governance, AML/CYF, GDPR and executive leadership, I support organizations through regulatory transformation, remediation and growth. My focus is on building resilient compliance and governance frameworks that withstand scrutiny while enabling sustainable growth. DNB-assessed and approved for regulated leadership roles, I bring first-hand experience operating in highly regulated and supervisory-intensive environments. Over the years, I have supported organizations with: • AML/CTF remediation and transformation • GDPR and privacy governance • Interim Compliance leadership • DORA and operational resilience • Regulatory scaling and maturity growth • Risk and control framework optimization • Regulatory engagement • Board-level advisory • Fractional executive leadership I combine regulatory expertise with practical execution to translate complexity into clear and actionable solutions. That is also one of the reasons why surfing has always been a passion of mine. The mindset feels remarkably similar: reading changing conditions early, staying balanced under pressure and understanding that progress comes from timing, positioning and experience. I believe strong compliance, privacy and governance frameworks should enable sustainable growth — creating trust, resilience and the confidence to navigate change effectively. Open to conversations around regulatory transformation, licensing, remediation and governance challenges within regulated financial environments.

Experience

  • Pijnse van der Aa B.V. (Freelance · 15 yrs 1 mo)
    • Fractional Board Member & Fintech Regulatory Advisor
      Apr 2014 - Present · 12 yrs 4 mos

      • Supported Aspire, bunq and Yolt through licensing trajectories • Led regulatory engagement with DNB • DNB-assessed and approved for regulated leadership roles • Built scalable Compliance and Financial Crime frameworks • Advised boards on governance and regulatory strategy • Supported high-growth fintechs under supervisory scrutiny

    • Group Head of Compliance & Financial Crime
      Jul 2011 - Jan 2026 · 14 yrs 7 mos

      • Led global functions at LeasePlan, DLL, Anthos, Vistra, and Shell • Served as Group MLRO across multiple jurisdictions • Directed AML/CTF, TM and sanctions transformation initiatives • Enhanced enterprise-wide financial crime frameworks • Strengthened governance and control effectiveness • Aligned first and second line risk functions • Advised senior leadership on regulatory risk and remediation

    • Regulatory Transformation Director
      Apr 2017 - Mar 2022 · 5 yrs

      • Led regulatory remediation programs for ABN AMRO and ING • Directed large-scale AML/KYC transformation initiatives • Strengthened enterprise risk and control frameworks • Improved governance and control effectiveness • Translated supervisory expectations into operational execution • Coordinated cross-functional remediation initiatives • Aligned Compliance, Risk, and Operations functions • Advised senior stakeholders on regulatory transformation

  • Co-Founder & Managing Director at Nspire Sports B.V.
    Apr 2014 - Jul 2019 · 5 yrs 4 mos

    • Provided legal and risk management advisory to football organizations • Advised football clubs Feyenoord, FC Twente, and Al Nasr on strategic alliances • Assisted in negotiations for team coaches, technical directors, and professional players

  • Deputy Head Group Compliance at NIBC Bank
    Jun 2006 - May 2011 · 5 yrs

    • First point of contact for the global compliance community • Led compliance audits at HQ and the international offices • Managed regulatory interactions, reporting, and escalations • Managed business related conflicts of interest in the Engagement Committee

  • Senior Examining Officer at De Nederlandsche Bank
    Apr 1999 - May 2006 · 7 yrs 2 mos

    • Led prudential supervision of regulated financial institutions • Assessed governance, risk management and control frameworks • Assessed and approved complex restructuring plans • Evaluated effectiveness of Compliance and Financial Crime functions • Engaged with executive boards and senior management • Gained deep insight into supervisory assessment standards and regulatory dialogue