London, England, United Kingdom
The golden thread throughout my career is being able to cut through complexity, driving execution and growth. This includes AI driven business cases, rapid agent deployment, assurance and risk management, Digital product and platform delivery for clients and strategic partnerships, within complex regulations and streamlining operating models. My career include C-Suite corporate and start-up growth with the ability to work in multiple environments. I am a financial services, open finance, AI and wealth specialist, working in an FCA regulated environment, with fast-moving technology changes, and multiple international markets. I have led award-winning and market leading product growth within prior fintech /wealthtech roles including start-up Chief Executive Officer, MD and corporate Chief Operating Officer, Chief Financial Officer/CFO. Highly successful growth, digital transformation, TOM, and product management expertise and organic strategies have scaled businesses and increased revenue and margins. These roles have delivered key partner and client relationships and built long-term revenue generating distribution channels. Both in corporate and startups I have been supported by outstanding teams and peer groups, drawing on collective experience delivering growth, innovation and in finance and distribution. This includes a deep knowledge of financial services across payments regulation/PSD2, CASS, ICOBS, BICOBS - which enables keeping pace with market demand and delivery of propositions to key FS relationships. My leadership style works within a framework of freedom, based on strong controls, governance and checks and balances to drive commercial strategy. I am passionate about the intersection of commerce and innovation facilitating societal change, and support with Hive Founders, Open51 and ventures including TedxEuston's inspiring African stories. In my recent experience as CCO, CEO/MD, I work with enterprises including banks, wealth platforms, IFAs, insurers, delivering platform solutions leveraging multiple data sources as well as new Agentic AI use cases Leveraging grounded content, calculators and open and closed data sources . Prior to that within roles at Howden, Alexander Forbes and Primary Group, I managed operations, transformation and product, across multi-million pound projects in COO / CFO, distribution. I focus on client-centric digital disruption and change supported by data innovation, working with strong partners, internal and external stakeholders and team relationships. To find out more, please get in touch.
Platform One - an intuitive wrap platform provider for IFAs both in the UK and Internationally. Manage your clients with our wrap platform or license our leading market technology. Platform One is an FCA regulated investment platform for wealth managers, financial advisers and their retail clients, both in the UK and Offshore. We're a growing player in the FinTech space. Our platform focuses on exceptional user experience and intuitive technology, also providing our clients with access to a wide range of financial products and services. Over the past two years, the company more than doubled its assets and is continuing to experience exponential growth. With a focus on technology, we offer clients multiple packages, including managed services, SaaS and white-labelling, licensing, and more.
Engage Smarter is a conversational AI Fintech startup which bridges the financial guidance gap, particularly for segments underserved by insurers, banks, and pension funds. Our mission is for our technology and AI to have the widest impact where financial institutions can deploy our product to enable their customers make better financial decisions. We launched in the UK, and are backed by a UK Government grant, in addition to initial client revenues and founder investment. Our AI can be deployed globally as we scale. Engage Smarter's initial AI product, an Expert AI Chatbot, is focused on being an automated advisor to consumers making decisions on their pension, followed by ISA and investment guidance. This covers multiple different moments at which consumers need guidance such as – changing employer, changing contributions, at retirement. The AI Chatbot provides accurate financial guidance and support for customers, making financial advice more accessible and affordable for a significantly larger number of people, and includes human moderation amongst our guardrails. Our mission to close the financial guidance gap combines automated financial guidance tools with AI, with intelligent and reliable guidance at a much lower cost for FIs across all sizes. Our tech has already evidenced that our AI Agents outperform human agents. Read more about the ES AI Agent results performing better than humans: https://mattgosden.medium.com/trial-results-show-that-ai-answers-financial-queries-better-than-humans-6df77bbcab31 If you would like additional information about AI hallucinations and our approach to mitigating against the risk of LLMs producing incorrect results, review further https://mattgosden.medium.com/reducing-hallucinations-in-language-ai-systems-5ac02606577 This is a topic about which myself and the team are passionate. Please get in touch [email protected] to find out more.
NED, Board adviser, MD to the wealth sector and a portfolio of market leading financial services firms in the wealth & pensions, insurance and fintech markets, with AI, Open banking, open data focus and exploring new opportunities in financial services and high-growth organisations focused on distribution and innovation leading growth, including below. Director, Co-founder - Womankind Ventures: We believe the only way to fund more women-led companies is to have more women deploying capital. Our mission is to reduce the barriers to entry for investment and give more women investors the opportunity to invest in this asset class. Our partner organisation, Hive Founders, provides exceptional women-led, high-growth deal flow. We provide the pathway to enable more investors to tap into these deals. MD, Board Adviser (2023): Compare Investments Group Limited - Compareandinvest.co.uk and Comparetheplatform.co.uk are exciting brands in the tech market providing leading investment platform comparison tools for consumers and advisers. Founded in 2019 and recently spun out of Fundscape, we’ve been helping investors make informed decisions based on functionality, service and price
I'm pleased to announce my appointment as Chair of Delio, a fintech transforming private markets through its white-label operating system. At this time, when private markets are becoming increasingly accessible to both institutional and private wealth investors, with developments such LTAFs and others opening new channels, private market tech together with the team's structuring expertise is proving crucial for firms looking to scale their private market operations. Delio works across all my key focus areas in the industry - 60 financial institutions across multiple countries, from wealth managers, asset managers and other intermediaries and platforms, powering diverse solutions. Our partnerships span the investment spectrum - from enabling Barclays' Impact Agora ecosystem for impact investing to supporting The Earthshot Prize's Launchpad in connecting climate-focused investors with sustainable solutions. Am excited by seeing how institutions innovate with our platform - supporting 6,800+ users including HNWs, family offices, and institutional investors across 900+ deals. With global private market AUM expected to be $18.3 trillion within a few years, and new regulatory frameworks enabling broader institutional participation, we support FIs and capitalise on this growth. Working alongside Gareth Morgan, Gareth Morgan, and the team, I look forward to contributing to Delio's next phase of expansion across the UK, Europe, and US markets as the landscape evolves. Please reach out if of interest as always happy to chat.