São Paulo, Brazil
Helping to build the best digital bank in the world
The most valuable digital bank in the world serving 75M customers
• Pivoted from financial services to operations strategy: planned and implemented cost reduction initiatives that cut cost-per-order to USD 1.20 from 2.60 through logistics verticalization and 800+ pick-up/drop-off service points planning and launch.
• Modeled USD 800M credit portfolio, structured capital allocation with receivables securitization
The largest pharma retailer in Latin America with over 3,500 stores • Constructed financial framework supporting USD 40M in corporate venture capital investments.
The largest digital bank in Brazil serving over 130M customers • Negotiated USD 50 million funding for Mexico expansion, structuring covenants and capital requirements. • Participated in equity funding rounds with major venture capital firms; crafted investor-facing presentations with cohort and unit economics performance analysis currently featured in investor relations materials.
Formerly Cypress, acquired by Galapagos, an investment banking boutique focused on M&A, DCM, and project finance • Structured USD 40 million investment from Brazilian reinsurance firm in Swiss fintech, employing blockchain technology to assemble smart contracts. • Developed financial models for thermal power plant, optimizing energy dispatch.