Errol Hall Cert SMP

High-Value Mortgages & Protection Adviser | Helping High Earners with Complex Income Secure Large Bespoke Mortgages | 5-Star Rated | Featured in The Times & The Telegraph

Cheshunt, England, United Kingdom

About

Securing a mortgage should be straightforward, but for high earners with complex income, it rarely is. Bonuses, dividends, multiple income streams, or international earnings are often misunderstood or undervalued by conventional lenders. I work with high-earning professionals, entrepreneurs, and business owners to structure and secure mortgage solutions that reflect their true financial position, not just what standard criteria allow. Typically, this involves: - Access to private banks & specialist lenders - Direct relationships with senior underwriters - A fully managed, discreet process from strategy through to completion The focus is not just approval, but achieving the right structure, flexibility, and long-term outcome. I'm a 'VouchedFor' 5-star top-rated adviser (over 115 reviews), featured in The Times & The Telegraph. If you’d like a more considered approach to mortgage lending, feel free to connect or message me. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Approved by the Openwork Partnership on 05-06-2025 Mortgage Broker Services is a trading name of Thomas Oliver UK LLP, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Experience

  • High Value Mortgages & Protection Adviser at EH Financials
    Apr 2019 - Present · 7 yrs 3 mos

    £500k+ Mortgages, Commercial Loans, Bridging/Development Finance, Build Loans, Second Charge Loans, Life & Critical Illness Cover, Income Protection, Family Income Benefit, Buildings & Contents

  • Senior Mortgage & Protection Adviser at Thomas Oliver UK
    Mar 2018 - Present · 8 yrs 4 mos

    Mortgages, Commercial Loans, Life & Critical Illness Cover, Income Protection, Family Income Benefit, Buildings & Contents

  • Practice Financial Adviser at Downton and Ali Associates
    Apr 2010 - Mar 2018 · 8 yrs

    Mortgages, Life & Critical Illness Cover, Income Protection, Family Income Benefit, Buildings & Contents