Elizabeth Naulls

Insurance innovator, growth leader, passionate advocate of better benefits advice to supercharge the whole workforce. Chief of Staff at Howden Employee Benefits.

London Area, United Kingdom

About

Highly experienced in the insurance industry, I am a Chief of Staff to the CEO at Howden Global Employee Benefits. Howden is a fast growing global insurance broker providing innovative solutions for clients across 55 countries and multiple lines of business. I directly support the CEO delivering major growth initiatives for the employee benefits practice. This includes M&A, IT transformation, strategy, proposition and market development. My mission is to leverage my passion, expertise, and experience to help Howden, my colleagues and our clients thrive in a dynamic and competitive market.

Experience

  • Howden (On-site)
    • Chief of Staff to the CEO Employee Benefits
      Feb 2026 - Present · 5 mos

    • Employee Benefits Global Growth Leader
      Mar 2024 - Feb 2026 · 2 yrs

  • Lime (Full-time · 3 yrs 7 mos)
    • Customer Growth Leader/ Chief customer officer
      Jun 2023 - Mar 2024 · 10 mos

    • Head of Corporate Strategy
      Jun 2022 - Jul 2023 · 1 yr 2 mos

      Leading the strategy creation underpinning Limes expansion into whole of workforce, wellbeing and propositions.

    • Head of Strategic Partnerships, workforce wellbeing lead.
      Sep 2020 - May 2022 · 1 yr 9 mos

  • Aviva (3 yrs)
    • Head Of Digital Trading
      Jul 2019 - Aug 2020 · 1 yr 2 mos

      Leading all digital distribution, marketing and partnerships activity for a brand new SME business insurance proposition; Aviva360.

    • Global Portfolio Lead - Technology, Strategy and Propositions
      Mar 2018 - Jul 2019 · 1 yr 5 mos

      Managing multiple Aviva markets from Poland to Singapore, helping them drive growth and extract value from their health and protection portfolios. This role focussed on establishing best practice, sharing expertise and leveraging our supply chain to help Aviva win and grow. Using my experience of technological innovation, customer experience and innovative proposition design I was called upon as an SME for my expertise across; Proposition and product innovation Proposition development and appraisal Establishing fair value propositions Customer research Product management Sourcing new tech suppliers and evaluating startups Developing business cases for board-level approval knowledge of managing population health, Chronic disease, mental health and digital Wellbeing initiatives.

    • Technology Partnerships Lead
      Sep 2017 - Mar 2018 · 7 mos

      Establishing ground breaking and innovative technology partnerships

  • Insurtech Consulting Lead at Plug and Play Tech Center
    Jan 2017 - Aug 2017 · 8 mos

    Insurance technology Ecosystem Leader

  • Aviva (8 yrs 1 mo)
    • Senior Propositions, Insight and innovation Manager
      Jan 2015 - Jan 2017 · 2 yrs 1 mo

      Leading the global health propositions team, I was responsible for developing and delivering innovative products to new markets and meeting needs of untapped target customer segments. I’m most proud of launching three brand new, direct to consumer insurance products - the first time any new health insurance products had been successfully created and sold by Aviva for over a decade. In this challenging role, I was also responsible for maintaining a portfolio of existing products that served nearly 1million customers around the world, ensuring both customer and commercial success. These products spanned multiple distribution channels and encompass retail, corporate, UK, international business lines. Regularly engaging with Aviva senior leadership, I helped shape future health proposition strategy and I was able to effectively engage a senior audience to secure project and initiative funding. I led a team of experienced, highly motivated technicians, designers and developers to deliver against a complex set of KPI's. With multiple stakeholders across multiple business units, I was proven successful at stakeholder management in a highly complex operating environment.

    • Market Development & Strategy Manager
      Mar 2013 - Feb 2015 · 2 yrs

      Exploration of potential future markets for Aviva Group in terms of attractiveness, funding and delivery options, Evaluation of new product/service opportunities in wider Health & Wellness context Analysis of external opportunities and threats combined with strategic development of best response. Innovative Proposition development to drive disruption within existing markets. This is delivered through; Adoption and development of disruptive innovation techniques UK and international healthcare market scanning Review and evaluation of competitor activity and financials. Promotion of data analysis to influence solutions and business decisions Strategic stakeholder relationship management. Public policy scanning and translation of expected outcomes on both private and public sector healthcare systems. Analysis of consumer and corporate mega-trends on internal and external landscapes.

    • National Sales Manager
      Jan 2009 - Mar 2013 · 4 yrs 3 mos

      Responsible for delivery of new business sales and existing business retention targets across key healthcare intermediary accounts. Development of new and existing intermediary relationships. Development of new distribution channels and distribution partners. Maintenance and development of existing healthcare contracts. Bidding for new short and long term health and wellness contracts