Glifádha, Attiki, Greece
A highly experienced financial sector professional, with more than 20 years of continuous working experience in several positions in financial industry, who worked mainly in a banking institution, acquiring experience mostly in SBLs and SMEs financing and portfolio management. Talented and self-motivated corporate member, able to run a variety of projects, who easily adapts to business changes and demands. Conscientious person who works hard and pays attention to detail. A professional individual confident in her ability to work under pressure and deliver high quality results. Ambitious, hardworking and self-motivated. Successfully working in a team environment, as well as independently. Comes up with inventive solutions and demonstrates working agility. Thinks out of the box and fosters creativity and innovation.
Relationship Manager, managing portfolio of over 300 small business debtors. Orientation in voluntary property of debtors sales and their financial statements and situation presentation to our client. Credit analysis and payoff proposal preparation and presentation to be appraised by the Investor’s credit committee. The total amount of each debtor loans varies between €100.000 and €3.500.000. Achieving goals of collection and voluntary property sales, as well as managing portfolio with legal actions. Managing, evaluating and servicing our clients’ portfolio. Problem solving and decision making.
Providing advanced servicing management for loans and credit receivables from the entire spectrum of Corporate and Retail banking, according to best practices and in full adherence to the current regulatory framework and legislation. specializing in the investment and management of NPLs from the banking sector.
Orientation in loans restructuring credit appraisal. Credit analysis preparation for credit proposals appraised by the SBLs credit committee (existing credit lines, loans restructuring). Responsible for specific geographic areas: Athens, Central Greece and Aegean islands, the amount of each loan varies between €100,000 and €1.500.000. Achieving the official (SSM) goals of reducing NPEs & NPLs in the SB Recovery Bank Portfolio, through restructuring and collection operations, as well as clearing the portfolio that should be driven to Workout. Managing, evaluating and servicing the clients’ portfolio Problem solving and decision making. During this time period I have completed a total amount of €48.000.000 loans restructures.
Management and implementation of customers’ credit requests. Control check of contractual documents, covers, collaterals. Preparation of contractual documents.
Financial and economic analysis in order to evaluate the creditability of SBLs. Credit analysis and credit proposals preparation. Appraisal (and approval or rejection) of SBLs credit proposals (new and existing credit lines, loans restructuring). Responsible for specific geographic areas: Athens, central Greece, Peloponnese and Aegean islands. Personal credit limit: risk category I: €80.000, risk category II/III (at risk): €40,000. Approval of uncovered risk within the risk class limit €20,000. Managing, evaluating and servicing the clients’ portfolio.
Financial and economic analysis in order to evaluate the creditability of SMEs. Credit analysis and credit proposals preparation for credit proposals appraised by the SMEs credit committee (new and existing credit lines, loans restructuring). Portfolio development. Accounts (customers) servicing and management. Problem solving and decision making.
Financial and economic analysis in order to evaluate the creditability of SMEs. Credit analysis and credit proposals preparation for credit proposals appraised by the SMEs credit committee (new and existing credit lines). Accounts (customers) servicing and management. Portfolio development.
Management and implementation of customers’ credit requests. Control check of contractual documents, covers, collaterals. Preparation of contractual documents. Implementation of customers’ imports, exports, letters of credit, letters of guarantee etc.
Customer service at 11888.