Frankfurt, Hesse, Germany
Senior Banking Executive with 20+ years of experience across Credit Risk Management, Compliance, Regulatory/ Banking Legal and Non-Financial Risk Management within Germany and Luxembourg. My expertise combines holistic risk management, legal & regulatory excellence and modern leadership. As a sparring partner to executive and supervisory board and senior management, I focus on strengthening risk culture, improving regulatory resilience and enabling sustainable business growth while maintaining strong governance standards. Key areas of impact include: • Head of Credit Risk Management (2023-) • Head of Compliance & Anti Financial Crime (2019-2023) (AML/CTF, Sanctions) • Deputy Head of Legal (2017-2019) - Banking, Corporate & Capital Markets Law • Proven experience in organisational transformation, restructuring and post-merger integration • Strong reorganisation and change orientation • Regulatory change implementation track record (MaRisk, KWG, CRR, MiFIR, EMIR) • Digitalization and AI initiatives in risk management • Continuous international stakeholder and regulatory engagement Leadership experience across multi-location and international teams with a strong focus on collaboration, creative accents, accountability and professional development of talents. Core C-level competencies according to section 25c German Banking Act (KWG)
• Credit decision-making competency and member of the credit committee • Leadership responsibility for multi-location teams (up to 42 professionals) • Reorganization of credit risk function with sustainable improvement of regulatory audit outcomes • Implementation of key regulatory frameworks including MaRisk amendments • Resolution and restructuring of complex non-performing loan exposures • Development of formulary and contract templates • Introduction of automated monitoring and AI-driven risk initiatives
• Leading 3 teams consisting of 22 employees (Germany, Luxembourg, China) • Responsible Head for following functions Anti-Money Loundering (group MLRO), Capital Markets Compliance acc. to WpHG and MaRisk; Data Protection, Information Security, Single Officer, Business Continuity Management, Compliance with QI agreement (“RO” to IRS/ US tax dep.) Main duties: • Developing and implementing Compliance Programs: Designing, creating, and implementing a comprehensive compliance management system • Monitoring and Risk Assessment: Identifying compliance risks across the organization and performing regular risk assessments • Policy Management: Creating, updating, and enforcing internal policies, procedures, and the company code of conduct • Compliance Audits: Planning and conducting regular audits and assessments to identify potential areas of non-compliance Investigation and Remediation: Leading internal investigations into alleged compliance breaches and taking necessary corrective actions Reporting: Reporting to the supervisory board, board of directors and executive management on the effectiveness of the compliance program
• Co-Leading the legal department: Co-Managing in-house legal staff and overseeing their work including representing the general counsel • Providing legal advice and counsel: Advising the Board of Directors, and senior management on all legal matters • Managing legal risks: Identifying potential legal pitfalls and developing strategies to mitigate them • Contract management: Reviewing, negotiating, and drafting complex contracts, vendor agreements, and commercial deals • Litigation management: Overseeing lawsuits, disputes, and managing relationships with external law firms • Corporate governance: Advising on corporate policies, board meetings, and ensuring compliance with governance standards • M&A and corporate transactions: Leading legal due diligence and handling mergers, acquisitions and restructuring
• Negotiating with international parties and drafting legal documents in English particularly in the clearing and asset management business area • Assessing and advising on legal risks related to business activities • Monitoring changes in legislation and adapting internal policies accordingly • Drafting, reviewing, and negotiating a wide range of commercial contracts and agreements • Legal advicing on on legal issues concerning WpHG, WpPG, WpÜG, EMIR, KWG, HGB, GmbHG and AktG • Advice on credit and insolvency law, including the drafting of credit agreements and collateral contracts
• Legal documentation of debt capital markets instruments including promissory notes • Supporting national and international listing procedures for various securities and structured financial products • Maintaining Dresdner Bank's post-issuance obligations • liasing with and legal advice to international product and sales teams • Support to international issuers on their EMTN Programmes