Devtanu Karmakar

Owning daily operations, delivering without noise. | Rippling

Bengaluru, Karnataka, India

About

Results-driven Business Operations Associate & QA with 3.8+ years of experience in managing high-volume financial claims and settlements. Adept at handling multi-line insurance operations, compliance, and workflow optimization to enhance efficiency and accuracy. πŸ’‘ Key Expertise: βœ” Claims & Financial Investigations (Health, Property & Casualty, Auto, Marine, Warranty) βœ” Process Automation & Optimization βœ” Stakeholder & Client Communication | Cross-Functional Collaboration βœ” Compliance & Regulatory Operations | Risk Management βœ” Data-Driven Decision Making | Reporting & Analytics πŸš€ Business & Product Interests: Passionate about building scalable and efficient operational frameworks, driving automation, and optimizing workflows. Deeply interested in business strategy, product development, and innovative tech-driven solutions that enhance financial operations and client experiences. πŸ“© Open to networking and discussions on process automation, product innovation, business strategy, and operational excellence.

Experience

  • PEO Operations Analyst at Rippling
    May 2026 - Present Β· 3 mos

  • Accenture ()
    • Operations Associate
      Sep 2022 - May 2026 Β· 3 yrs 9 mos

      -Processed 28,000+ claims across Aerospace, Marine, Auto GL, P&C, and Workers’ Compensation, ensuring end-to-end compliance and accuracy -Managed high-volume claim lifecycles, navigating complex coverage types and regulatory requirements Led PLC reconciliation across North America, aligning intercompany cash flows for global insurance entities -Collaborated with Finance & Business Transformation teams to monitor payments (ACH, EFT, checks) and drive automation initiatives (BOT), reducing manual effort and improving accuracy -Strengthened documentation practices across claims, significantly reducing audit risks and improving compliance readiness -Optimized SAP Concur workflows, enhancing expense classification and processing efficiency -Mentored new associates, improving onboarding speed, capacity planning, and team productivity -Reduced backlog by 88% through workflow restructuring, while maintaining 100% quality and SLA adherence

    • Operations New Associate
      Sep 2022 - Jul 2023 Β· 11 mos

      -Adjudicated 5,000+ extended warranty claims for Best Buy (via AIG), ensuring accurate and compliant end-to-end processing -Conducted fraud investigations and eligibility validations, mitigating risk and preventing incorrect payouts -Reviewed complex/system-flagged claims, analyzing coverage terms, OEM classifications, and benefit entitlements -Prevented erroneous payouts by identifying fraudulent or ineligible claims, demonstrating strong risk awareness -Managed automated validation outputs, resolving exceptions and ensuring data accuracy -Acted as a client-facing representative, resolving queries and delivering a seamless customer experience -Prioritized tasks via live queues, maintaining SLA compliance and operational efficiency -Achieved full productivity within 60 days, quickly mastering tools, workflows, and quality standards