WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia
Highly competent and adaptive individual with knowledge and experience in Anti-Money Laundering (AML) and Countering Financing of Terrorism (CFT) operations, Compliance and Project Management in the FinTech industry and Compliance in Digital Banking. Additionally, I have successfully completed my Certified Anti-Money Laundering & Counter Financing of Terrorism Compliance Officer (CAMCO) professional certification in January 2023 and my GOCO certification, accredited AML/CFT Modules by the Malaysian Association of Money Services Business in May 2023.
- Review and Implementation of Group Compliance policies and procedures in relation to AML Compliance function in CIMB Group. - Advise stakeholders on AML Functions related compliance and regulatory issues, as required support the stakenolders in establishing appropriate monitoring mechanism for meeting regulatory obligations in the conduct of their businesses and in accordance with Group Compliance policies and procedures. - Advise stakeholders on AML Functions related compliance and regulatory issues, as required. - Perform gap analyses on policy documents issued by local regulators (i.e., BNM, SC & MITI) to facilitate regulatory queries. - Perform extensive reviews and research on Sanctions-related matters, including reviewing and performing assessments on sanctioned customers as needed. - Manage and respond to sanctions queries and questionnaires requests received from various agent banks as well as develop and manage an internal sanctions tracker to ensure timely response and accurate documentation. - Engage with stakeholders to provide progress updates on IRA action items and TBML updates and post transactions reviews for the purpose of data preparation for senior management and Board reporting. - Coordinate the preparation of regulatory requests, ensuring timely and complete submission of required information.
- Implementation of Group Compliance policies and procedures in relation to AML Compliance function in CIMB Group. - Advise stakeholders on AML Functions related compliance and regulatory issues, as required support the stakenolders in establishing appropriate monitoring mechanism for meeting regulatory obligations in the conduct of their businesses and in accordance with Group Compliance policies and procedures. - Advise stakeholders on AML Functions related compliance and regulatory issues, as required.
- Update and implement the Group compliance policies,procedures, systems, and control mechanisms in line with current compliance regulations and best practices - Preparation of quarterly Compliance reports - Preparing and presenting clear and concise compliance reports to the Board. - Train and appraise individual team members to ensure targets are met as well as involved in hiring process of new Compliance Associates - Preparation of training and assessment materials for annual AML/CFT training - Key Person in assisting with independent audit on organization's AML/CFT framework - Point of contact for Compliance process and requirements for digital bank project - Involved in discussions and implementations of Compliance process improvements - Involved in preparation of decks and presentation for partner/ bank annual AML review - Involved in discussions with potential vendors and partnerships in relation to Compliance matters - Involved in due diligence and regulatory affairs for license application in different jurisdictions (Singapore and Hong Kong) - Lead the onboarding, transaction reviewing and monthly reporting (AUSTRAC) for Australia - Review Transaction Monitoring reports prepared by the team members - Responsible to submit regulatory report to BNM, AUSTRAC on a monthly /quarterly / biannual basis. - Performed other responsibilities and duties as well as ad hoc tasks assigned by the Chief Compliance Officer/ Head of Compliance and Senior Management in order to meet operational and/or other requirements.
- Perform transaction reviewing – outbound and inbound transactions for both retail (C2C & C2B) and corporate (B2B & B2C) for different jurisdictions (Malaysia, Australia, and Brunei). - Review onboarding and perform customer due diligence (CDD) for both retail and corporate customers in line with the KYC requirements and conducted risk assessment and record keeping - Perform pre transaction screening and post transaction monitoring – periodic transaction review for individual retail customers and corporate customers. - Perform regulatory reporting - STR filing to BNM - Financial Intelligence System (FINS) and submit transaction reports to AUSTRAC. - Handle AML related queries from Partners and Agent Banks on a timely manner - Prepare agent bank reports and management reports on a timely manner - Structuring compliance process flow to handle due diligence requirements - Lead multiple initiatives and projects while ensuring due diligence and regulatory requirements are met - Utilize linguistic and multi-cultural expertise: Internet, World Check One, CTOS, and various global reference to achieve adequate resolution. - Managing all operational process and compliance requirements efficiently.
- Worked in collaboration with the Senior Project Manager and the Technology team to ensure successful project execution according to established objectives and timelines. - Assisted in testing of the mobile application (iOS and Android) to identify bugs or feature to be improved and reporting them to the software engineers - Responsible for identifying and researching the patterns, trends, and anomalies in ongoing projects. - Designed and refined process flows and communicating requirements to multiple stakeholders, periodically check for and communicate changes to the compliance environment. - Analysed collected information and make judgement to execute decision related to risk. - Actively participated in team and departmental meetings and trainings to maintain advanced awareness of AML risk, industry standards, policy, and procedure changes.
- Worked to ensure a positive and hassle-free customer experience. - Settled any customer disputes in a professional and pleasant manner. - Handled food with sanitation and safety in mind. - Maintained up-to-date knowledge of all on-going retail promotions. - Attended food regulatory compliance and food safety management courses to ensure foods are handled in compliance with Food and Drug Administration (FDA) regulations.
- Served as a dedicated and supportive Intern in a fast-paced environment - Reviewed investment decks of start-up companies and attended potential investee meetings. - Assisted in reviewing potential portfolio companies and assessing risks involved by conducting background investigations as required for the new client and to stay updated on the current regulations. - Assisted the Office Manager and Senior Operations Associate in handling operations and human resource tasks. - Took part in planning and executing a press conference of the company’s partnership with AirAsia Group Bhd in investing in e-commerce and a local parcel delivery player, EasyParcel. - Represented the company to assist in the Alibaba Entrepreneurs Fund Jumpstarter event, a global pitch competition for their Kuala Lumpur stop.