Ciara Smith

Enterprise Risk Management | MBA Candidate | Finance

Philadelphia, Pennsylvania, United States

About

•Enterprise Risk Management associate with extensive finance experience in Capital/CCAR Stress Testing and Treasury •Collaborative, detail oriented professional with strong analytical and qualitative skills with a track record of implementing positive changes geared toward risk mitigation and efficiency •I work cross-functionally to identify and manage potential risks and vulnerabilities throughout the organization navigating an ever-changing landscape

Experience

  • Enterprise Risk - Risk Identification Group Specialist at TD
    Jul 2021 - Present · 5 yrs

  • TD (2 yrs 3 mos)
    • Reg & Compliance Manager -Capital
      Feb 2020 - May 2021 · 1 yr 4 mos

      US Capital Management Group •Managed CCAR/DFAST Submission from a documentation standpoint •Managed incoming communication from regulators including: rules, guidance, and other items from a capital standpoint facilitating SME review, ensuring accurate tracking, implementation and awareness

    • Senior Financial Analyst-TBSM
      Mar 2019 - Feb 2020 · 1 yr

      Liquidity Risk •Generate reports used in assessing liquidity and funding risks to the bank •Analyze impact of new regulations on liquidity and summarize for management •Assess new business initiatives and products quantifying potential impact on liquidity •Assisted in coordinating $2.5B intercompany debt repayment and modeling the outcomes

  • Treasury Analyst at WSFS Bank
    Jan 2016 - Feb 2019 · 3 yrs 2 mos

    Manage the wholesale funding of a 7B financial institution, report on present liquidity and forecasting, create and distribute cost of funds to internal lines of business, execute fed funds trades, ensure the target balance with the federal reserve is achieved daily, facilitate company's stock repurchase program, cash flow forecasting for the bank's bond portfolio, report on economic trends and rates.

  • Capital One (3 yrs)
    • Principal Coordinator- Brokerage Services
      Oct 2014 - Jan 2016 · 1 yr 4 mos

    • Senior Coordinator-Brokerage Services
      Feb 2013 - Oct 2014 · 1 yr 9 mos